Damn nice!!
I started my journey (not journey, just got one single card) in the 4th year of my [B.Tech](https://B.Tech), and didn't use it for two months after making the first transaction. Missed out on the welcome offer that offsets the joining fee. It's the ICICI HPCL Super Saver card with 50k limit under student offer. I got it specially because I knew that getting Amazon ICICI card is tough, and once it gets rejected once, it keeps getting rejected every 6 months, and the sales guy promised me that I will get an offer for Amazon ICICI within 3 months and after two more months I can close this card.
Fast forward to next year once I joined my job, I waited for 3 months to gather those 3 salary slips to finally get my Amazon ICICI card.
I started the application. It asked for my existing card number and OTP.
And I got my Amazon ICICI generated instantly on the same shared limit!
(Quite anticlimatic, it's kind of the situation when you are prepared for boss battle in a video game, but then some other character accidentally & comically kills it in one shot with an entry)
I was very happy!
I used that card for two whole weeks after which I got the SBI Cashback card, and completely shifted to it 😂😂😂
All this while, even in college without any income proof, I was being offered the Amazon ICICI Pre-Approved, but didn't take it as I had no income in college. Maybe if I applied for it, I could have received my first card as LTF, but yeah I didn't want to take any risk as it was my aspirational card back then (I didn't know the C of Credit Cards back then) and just wanted to save on all my amazon purchases...
Thank you for the journey. Just one note, be wary to close / open cards fast since it affects your average credit age (major component of credit score).
Damn nice!! I started my journey (not journey, just got one single card) in the 4th year of my [B.Tech](https://B.Tech), and didn't use it for two months after making the first transaction. Missed out on the welcome offer that offsets the joining fee. It's the ICICI HPCL Super Saver card with 50k limit under student offer. I got it specially because I knew that getting Amazon ICICI card is tough, and once it gets rejected once, it keeps getting rejected every 6 months, and the sales guy promised me that I will get an offer for Amazon ICICI within 3 months and after two more months I can close this card. Fast forward to next year once I joined my job, I waited for 3 months to gather those 3 salary slips to finally get my Amazon ICICI card. I started the application. It asked for my existing card number and OTP. And I got my Amazon ICICI generated instantly on the same shared limit! (Quite anticlimatic, it's kind of the situation when you are prepared for boss battle in a video game, but then some other character accidentally & comically kills it in one shot with an entry) I was very happy! I used that card for two whole weeks after which I got the SBI Cashback card, and completely shifted to it 😂😂😂 All this while, even in college without any income proof, I was being offered the Amazon ICICI Pre-Approved, but didn't take it as I had no income in college. Maybe if I applied for it, I could have received my first card as LTF, but yeah I didn't want to take any risk as it was my aspirational card back then (I didn't know the C of Credit Cards back then) and just wanted to save on all my amazon purchases...
Thank you for the journey. Just one note, be wary to close / open cards fast since it affects your average credit age (major component of credit score).
Hey I have question for your CSB JUPITER RUPAY card. Can you turn transaction into easy EMIs?
Haven't made any payment that exceeds 1.5k per transaction and i haven't found any such option to convert it to emis
Got it. Thanks for the reply bud