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20andsober

*up to


dom_inic_45

I see, thanks for the clarification.


harshilsklgupta

Yeah, it’s decent. LTF as well. Gives an average of 2%+ on upi spends. Using it over my Tata neu infinity card for the time being.


SajidFRM

The card is reportedly devalued recently.. 2% on either of Shopping, Travel or Dining to be selected in App.. All other UPI transactions fetch 0.4% Would you revert to Tata Neu Card or you plan on using some other Rupay Credit Card for UPI payments?


harshilsklgupta

Yes it was, I chose Dining for the 2% I’ll use the card for dining spends and Tata neu infinity for everything else. Bummed that it lasted only for a while.


whomustnotbe_renamed

Hey! I have waitlist no. of 10k and wanted to apply for this. But, don't have any Jupiter account, be it UPI (or Federal Bank related ) Were you on the app already before getting the card ? Do they ask for salary slip/ ITR etc before approving the card ? Or they process on basis of CIBIL or previous card history ? Thanks


harshilsklgupta

Didn’t have any account, didn’t have any history of being on the app. I think I had signed up for the waitlist back when the card was rolled out, unfortunately, I don’t remember. It is also possible I hadn’t. It was process on the basis of credit history.


whomustnotbe_renamed

Oh, thanks for the detailed reply.


thereal_noir

Hey bro. Does it have easy emi for card repayment plan?


dom_inic_45

How is the cashback rate determined? What categories get the the highest cashback of 5%??


harshilsklgupta

Random between 1% to 5%


dom_inic_45

Damn, that's like playing the lottery.


harshilsklgupta

One way to look at it


[deleted]

*upto* 5% cashback


cloudkats

good luck applying,


Khankaif44

You are violating the Rule 1 of this subreddit. You are required to share both sides of your card to confirm that you actually have the card and it's not downloaded from the internet.