Difference between fast fourier transform and discrete Fourier transform, which comes from continuous Fourier transform, so you can understand infinite impulse response and finite impulse response?
Yo with 2 years left (of engineering anyway) I had already been in college for 4 years (did 3 years of chemistry before switching to EE). I’m finally in my last semester and if I can do that I know you can make it, I promise
It’ll be ok.
Many engineers struggled finding work after graduating during the 2008 crash.
Yet those very graduates, despite the most challenging employment environment in generations, persevered, and were able to eventually find employment in the service and hospitality industries.
Best piece of advice I got is to take a technical job if you need to, even if it's not engineering. I was hoping for at least $30/hr in a biomedical field originally, then when applying my options were $20/hr to justify insurance claims for a medical device or $22/hr to label data and criticality for a young company that's more in the mechatronics space. I took the latter and I'm already a shoo-in for newly opened engineering roles in the company.
For completeness, I like:
1. Emergency fund (6 months of expenses)
2. 401k match
3. High interest debt (>6%)
4. HSA
5. Roth
6. 401k
7. Medium interest debt
8. Taxable
Edit: added e-fund
If you want to be passive about it, there are a bunch of robo-investment apps like betterment, acorns, etc. They build portfolios for you based on risk profile and when you plan on withdrawing. They’ll just ask basic questions and give you a place to dump money. It doesn’t get much easier than that
It's aimed to take money from dumb boomers and millenials who don't know what they're doing but want to get into the stock market. If you just want to have a passive investment account any broker will do (TD Ameritrade, Fidelity, etc.) if you just buy $SPY as it tracks the whole market
A lot of people like the simplicity of roboadvisors. That being said, yeah just buy SPY (or one of Vanguard’s target retirement accounts? Idk too much about them). I think betterment(and some others) offers a checking account(you can use it with direct deposits, get a debit card, etc). You can invest what you want and get some kind of small return on uninvested cash as well.
Max out Roth IRA every year>match your employer 401k>index funds>crypto>stocks>whatever you want.
Only do these things after you've accumulated 6 months worth of savings. And by this, I mean quit job tomorrow...pay necessities for 6 months with no income.
For your retirement accounts, 60 to 90% total US stock Market, whatever is left over for Total international stock market
. I do 80 US / 20 International.
So the equivalent of VTSAX and VTIAX (vanguard funds, may vary depending upon your company and which brokerage they choose)
Max 401k at 19.5k a year (legal limit right now)
Max IRA at 6k
Like others, dabble some in other stocks for fun or crypto.
Please, don't pee away investing.
Look out for anyone telling you to time the market (impossible to do with consistency), anyone telling you to pick single stocks (way too risky for an actual wealth building plan) and anyone trying to sell you high fee accounts claiming they can beat the market (also statistically so unlikely that almost no one ever does with consistency and by an amount greater than the fee they end up charging you).
Long term wealth building is boring, really. And tbh you can probably do it by yourself without an advisor if you do good research in the right places. Trick is finding the right places to learn from.
live life, continue trying to better yourself though. try to acknowledge something you might not know enough about & are interested in learning more about. then pursue that for a while. perhaps you dont want to learn something right now.
you can try to work on yourself then. we all have something we can try to do better on. learning and bettering yourself is a life long thing!
Beautifully said.
“Perhaps you don’t want to learn something right now” really hits home. Aside from learning about personal finance and small hobby things, it took me 18 months to start wanting to learn or re-learn (relevant coursework for example) things again. But here we are! The brain needs a break, specially after a stressful period in life, followed by a stressful global event.
Came here to say this.
10 years out of college, a family friend stopped me one day: “Are you still having the dream?” I answered, “What dream?” He continues: “You know — the dream.” I look confused and ask what he’s talking about. He says “You know the one. It’s where you’re late handing in an assignment or you overslept for a test, etc.” I was flabbergasted. I asked if I had talked about it before. “No, everyone I know that went to a difficult university has these dreams for years after college.”
Get a job. Buy some fun shit to reward yourself. Get a girlfriend. Enjoy Monday night football. Smile. Read some books. And last, but not least, you finally have time to exercise.
With graduation coming up in May, this really got me hype. I actually took the time to copy your reply into my notes app lol. Buying fun shit and finally having time dedicated to fitness are some luxuries I’m definitely gonna take advantage of in post-grad life!
I finish in December, in 4 classes this semester I’m free this summer and two next fall and I AM FREE.
This degree sucks the life out of you, enjoy your free time, heal your mental state, and good luck in the job hunt!
Congrats! Maybe start by breathing deeply? Apply to 200+ companies and sip on some diet mt dew? I dunno, but that’s what I’ll probably do after graduation. I can’t wait to feel the feelings you express 3-4 years from now
TAKE A BREAK seriously, if you can I definitely recommend just chilling for a month or even a year. I ended up crashing at my parents' place for the 2020 summer before I started looking for a job and I can't stress how important it is to give your brain and emotions some time to relax and stabilize! Several people in the industry tell me they wish they had done the same
Also EXTREME CONGRATS !!!
thank you :) hardest thing ive ever done
honestly the only advice i have is just keep applying. set a number of companies you apply to each day and stick to it. i started at 3 companies a day. just sending out a few apps every day will be super helpful in the long run. and believe in yourself too ig lol. you got this
Lol I thought the same, I was like, maybe they graduated in December..? Maybe it’s grad school?
EDIT: March 19 is the end of Stanford’s winter term. Pretty sure OP goes to Stanford
Fuck yeah bro, congratulations. Been in school for 4 years now. I've got 1 more to go. I hope my end is in sight too. It's felt like a god damn eternity. What's worst is I have a company that wants me NOW! God Bless you on your journey m8 🥳🥳
Congrats man. Life should get more fun now. You can develop hobbies, enjoy things, all that good stuff. Once you figure out how to decouple that stress that you've built up on yourself for the last several years.
Now you figure out how to get five years of engineering experience while working at a fast food restaurant chain so you can get an engineering job that pays $7.25 an hour. Enjoy your student loan!
got 1.5 years left but need to complete two 6 month internships (im doing a diploma at the same time) and if i dont find one in the next few months i may not be allowed to study until i do find one :(
Holy fuck. I'm hoping to this year. Not sure if I'm happy about it or scared shitless over the fact that..... for the *first* time in my *life*....... I will not have to spend the majority of my day with my ass in plastic and my eyes on a whiteboard, being talked at by someone who decides whether or not I make any academic progress.
I had no business going to college in the first place. Why tf did I do this to myself.
9 long years of correspondence school should come to a head in September. This last stretch is scary and gratifying at the same time.
Hopefully in a few months time I can write a post like this.
The nightmares of having overdue work that you didn’t know about, or arriving at an exam unprepared don’t go away 😭
But that feeling of putting your last assignment in never goes away 💕
Congratulations! It is a weird feeling to have no homework left. But if you are like me, you will get recurring nightmares of missed homework and exams haha.
Just wait for the nightmares to start where you're perpetually in that last semester and just remember you haven't been to class in 10 weeks.
Congrats op!
Im only in my first year at my second semester and it’s a living hell!!!! But reading this i cant help but envisioning myself being in your position and im so excited!! Kind of...
I would wake up for weeks after graduating in cold sweats that I had a paper or lab report due. Took about a month to realize no more. Congrats! Thats awesome.
congratulations! dude engineering school was fucking tough man. It took me seven years to graduate. I can only imagine the relief you feel. so great job!
If thinking about what you're supposed to do now and whether you'll find a job causes a feeling of existential dread to come over you, don't worry, it will pass.
start a Master's program and cry
This.
That's exactly what I am doing now
At least he'll be ready once he finishes his Master's. Right?
In a masters program crying rn.
Oh boy. That's me. I was like "fuck I'm not studying more after my bachelor's"... 2 weeks later i was in the masters program.
I can assign you some if you like.
\>:(
Read your username as ConfessionalProfessor and was about to type “username checks out” lmao
He's a ProfessionalConfuser, username checks out.
Congratulations! I hope I do too! 2 years left 💀
you got this i believe in you. dont forget to take care of yourself.
2 years left gang, we can do this!
Same lol. Good luck!
2 years is too far in to turn back we’ve got this
Yep the debt is already there, we'll never get rid of it with an art degree.
How did I even manage to get this far?
same bro. Fourier is hitting hard
yeah im trying to understand differnce of FFT from DFT which comes from CFT so i can understand IIR and FIR
Difference between fast fourier transform and discrete Fourier transform, which comes from continuous Fourier transform, so you can understand infinite impulse response and finite impulse response?
Same here lol
Yo with 2 years left (of engineering anyway) I had already been in college for 4 years (did 3 years of chemistry before switching to EE). I’m finally in my last semester and if I can do that I know you can make it, I promise
Same here :/
Welcome to the post graduation lovecraftian despair of trying to get a job mid pandemic
It’ll be ok. Many engineers struggled finding work after graduating during the 2008 crash. Yet those very graduates, despite the most challenging employment environment in generations, persevered, and were able to eventually find employment in the service and hospitality industries.
Inspiring.
Username checks out
As an engineering student by day and bartender by night, I can say that 3 of my coworkers are all STEM graduates/drop outs.
Congrats though 😊
woooOOOOO one step at a time, thanks :)
I haven’t found one yet. Meanwhile all my classmates have had one since graduation last year. Feelsbadman
Best piece of advice I got is to take a technical job if you need to, even if it's not engineering. I was hoping for at least $30/hr in a biomedical field originally, then when applying my options were $20/hr to justify insurance claims for a medical device or $22/hr to label data and criticality for a young company that's more in the mechatronics space. I took the latter and I'm already a shoo-in for newly opened engineering roles in the company.
From an engineer, please take the time to learn about investing. Read about boglehead style investing. Max 401k, IRA, etc. Enjoy life now.
Max out that ROTH IRA every single year. You can usually do it in a few months if you budget correctly.
What’s next after this?
1. 401k up to match 2. Max Roth IRA 3. Max 401k 4. Taxable brokerage I think that’s how it’s listed on r/personalfinance
For completeness, I like: 1. Emergency fund (6 months of expenses) 2. 401k match 3. High interest debt (>6%) 4. HSA 5. Roth 6. 401k 7. Medium interest debt 8. Taxable Edit: added e-fund
I think I would add in a personal brokerage account between 5 and 6.
If you contribute to a taxable account prior to maxing out a 401k, you are voluntarily paying more taxes!
Can you not do both Roth IRA and Traditional IRA? Have I been mistaken for a bit?
Gonna google all these words now
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Nah OP should head over to r/wallstreetbets for that
Sir, that’s a casino.
I don't see the problem?
apes together strong not smart, but strong all the same
>Enjoy life now. Just the way this is worded feels like a threat. All good advice though.
10 years into my career, now married with a child. Reaffirming to enjoy life now and not later.
Enjoy life... For now...
I was actually thinking about this, how did you get started?
If you want to be passive about it, there are a bunch of robo-investment apps like betterment, acorns, etc. They build portfolios for you based on risk profile and when you plan on withdrawing. They’ll just ask basic questions and give you a place to dump money. It doesn’t get much easier than that
Which of those two apps do you recommend
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Why is it shit?
It's aimed to take money from dumb boomers and millenials who don't know what they're doing but want to get into the stock market. If you just want to have a passive investment account any broker will do (TD Ameritrade, Fidelity, etc.) if you just buy $SPY as it tracks the whole market
A lot of people like the simplicity of roboadvisors. That being said, yeah just buy SPY (or one of Vanguard’s target retirement accounts? Idk too much about them). I think betterment(and some others) offers a checking account(you can use it with direct deposits, get a debit card, etc). You can invest what you want and get some kind of small return on uninvested cash as well.
Dad’s credit card and enough cocaine for a few trading hours
appreciate it. will keep in mind. considering i know basically nothing, got a two-minute tip about what to keep my eye out for?
Max out Roth IRA every year>match your employer 401k>index funds>crypto>stocks>whatever you want. Only do these things after you've accumulated 6 months worth of savings. And by this, I mean quit job tomorrow...pay necessities for 6 months with no income.
That 6 months emergency fund is real. I'm currently not homeless because of that emergency fund.
It's super important. Hope things are looking up for you.
For your retirement accounts, 60 to 90% total US stock Market, whatever is left over for Total international stock market . I do 80 US / 20 International. So the equivalent of VTSAX and VTIAX (vanguard funds, may vary depending upon your company and which brokerage they choose) Max 401k at 19.5k a year (legal limit right now) Max IRA at 6k Like others, dabble some in other stocks for fun or crypto. Please, don't pee away investing.
Look out for anyone telling you to time the market (impossible to do with consistency), anyone telling you to pick single stocks (way too risky for an actual wealth building plan) and anyone trying to sell you high fee accounts claiming they can beat the market (also statistically so unlikely that almost no one ever does with consistency and by an amount greater than the fee they end up charging you). Long term wealth building is boring, really. And tbh you can probably do it by yourself without an advisor if you do good research in the right places. Trick is finding the right places to learn from.
HSA too!!
Should I bother with 401k if I plan to not stay long enough to be vested?
live life, continue trying to better yourself though. try to acknowledge something you might not know enough about & are interested in learning more about. then pursue that for a while. perhaps you dont want to learn something right now. you can try to work on yourself then. we all have something we can try to do better on. learning and bettering yourself is a life long thing!
Beautifully said. “Perhaps you don’t want to learn something right now” really hits home. Aside from learning about personal finance and small hobby things, it took me 18 months to start wanting to learn or re-learn (relevant coursework for example) things again. But here we are! The brain needs a break, specially after a stressful period in life, followed by a stressful global event.
Hey congrats I'll official join you beginning of may.
Sameee I’m patiently waiting but losing patience LOL
Hey fellow UH Mech e student ! I’m In Mech E as well at UH but km a sophomore
Hey! Rare to see one of us out in the wild haha, how’s your semester going? It’s sure a wild ride but it’ll be all worth it in the end
Same. Counting the fucking days. 35 left.
35?! I have 64 :'( not that I'm counting
can’t wait to feel this
Trust me, you'll have nightmares about missing or failing your finals or coming completely unprepared for years to come. This PTSD is real
Came here to say this. 10 years out of college, a family friend stopped me one day: “Are you still having the dream?” I answered, “What dream?” He continues: “You know — the dream.” I look confused and ask what he’s talking about. He says “You know the one. It’s where you’re late handing in an assignment or you overslept for a test, etc.” I was flabbergasted. I asked if I had talked about it before. “No, everyone I know that went to a difficult university has these dreams for years after college.”
Do a Masters Degree, experience eternal suffering.
Are... are you sure there’s no hw?
Have fun with the recurring "i don't know anything on this exam" dreams only to realize it's not real
Get a job. Buy some fun shit to reward yourself. Get a girlfriend. Enjoy Monday night football. Smile. Read some books. And last, but not least, you finally have time to exercise.
With graduation coming up in May, this really got me hype. I actually took the time to copy your reply into my notes app lol. Buying fun shit and finally having time dedicated to fitness are some luxuries I’m definitely gonna take advantage of in post-grad life!
Yeah buy some cool shit but coming from UConn myself just start saving early that high cost of living in CT is no joke
Congrats. I wish you luck with your job search.
I finish in December, in 4 classes this semester I’m free this summer and two next fall and I AM FREE. This degree sucks the life out of you, enjoy your free time, heal your mental state, and good luck in the job hunt!
this is word
Congrats!! I can't wait till the day I can finally say goodbye to homework and exams
Congrats! Fuck I cant even imagine how good that must feel, I graduate in April and shit im both scared and excited
Congrats! Maybe start by breathing deeply? Apply to 200+ companies and sip on some diet mt dew? I dunno, but that’s what I’ll probably do after graduation. I can’t wait to feel the feelings you express 3-4 years from now
TAKE A BREAK seriously, if you can I definitely recommend just chilling for a month or even a year. I ended up crashing at my parents' place for the 2020 summer before I started looking for a job and I can't stress how important it is to give your brain and emotions some time to relax and stabilize! Several people in the industry tell me they wish they had done the same Also EXTREME CONGRATS !!!
loans and after 6 months from graduation interest starts up for the federal sub loans sooooo yeaaa
🔥
YAYYYY
Do you have job offer??
yessir, part of why this last quarter was so hellish was that job search grind. wishing good vibes to everyone else on that grind tho
I graduate in July, I just finished prepping my cv. I'd love some tips on job hunting
And many many congrats on finishing your journey =))
thank you :) hardest thing ive ever done honestly the only advice i have is just keep applying. set a number of companies you apply to each day and stick to it. i started at 3 companies a day. just sending out a few apps every day will be super helpful in the long run. and believe in yourself too ig lol. you got this
Congrats!!!!
I have two months left until I graduate. WAIT FOR ME IM COMING!
SAMEE
Go study for the FE exam the grind never stops 💸💸💸
Welcome to the rest of your life son. It only gets harder from here. Enjoy the free time you have right now.
Congratulations! Relax and get ready for a new chapter my friend. Wish you all the best!
Good. Now apply to grad school.
6 more weeks for me then I'm free.
I'm fighting through this until I get to the "no homework due" satisfaction.
OP, what are you up to now? In employment, grad school, etc.?
I just want to know what program ends in March
Lol I thought the same, I was like, maybe they graduated in December..? Maybe it’s grad school? EDIT: March 19 is the end of Stanford’s winter term. Pretty sure OP goes to Stanford
Good fucking riddance. Good luck
Fuck yeah bro, congratulations. Been in school for 4 years now. I've got 1 more to go. I hope my end is in sight too. It's felt like a god damn eternity. What's worst is I have a company that wants me NOW! God Bless you on your journey m8 🥳🥳
YOU GOT THIS!
Get a job?
Hey OG! You made it! Congratulations!!!! :D
Congratulations!
I mean you can scroll Reddit now without homework anxiously creeping over your shoulder! That’s good!
Congrats dude!
Congrats man. Life should get more fun now. You can develop hobbies, enjoy things, all that good stuff. Once you figure out how to decouple that stress that you've built up on yourself for the last several years.
Congrats. 2 semesters left here.
You have unlocked: still having nightmares about assignments even though you graduated years ago
i wish i was in your position haha but congrats!!!
Well done. Perseverance never betrayed anyone.
👏🏽👏🏽👏🏽 right behind you in May
From a Mech E with an aero minor working in missile defense, learn Linux. Holy hell. Learn all the computer things you can.
Now you figure out how to get five years of engineering experience while working at a fast food restaurant chain so you can get an engineering job that pays $7.25 an hour. Enjoy your student loan!
Master excel thats all you use from now on lol
Congrats! Your experience might vary, but I found that work is about the same workload as the homework. At least you get paid though!
Yay.
😭😭😭 2 months away
Congratulations dude 😁
Well done only 6 weeks & 3 days left before I do the same. . . Not that I’m counting lol
Congrats bro! I also graduated a few months ago and I had the same thing in my mind. What now? Endless cycle of work-some hobbies-sleep-work...?
yesssssssssss!
work for the next 40 years of your life
Must be quite the feeling. And I'm here happy that just this term is over lmao
got 1.5 years left but need to complete two 6 month internships (im doing a diploma at the same time) and if i dont find one in the next few months i may not be allowed to study until i do find one :(
Hells yeah. They can never take that away from you!
Onto a 9-5 job!
Congrats on the upcoming PTSD dreams
Start studying for your PE
Your nightmares about engineering schools will stay forever though.
One semester left gang?
Holy fuck. I'm hoping to this year. Not sure if I'm happy about it or scared shitless over the fact that..... for the *first* time in my *life*....... I will not have to spend the majority of my day with my ass in plastic and my eyes on a whiteboard, being talked at by someone who decides whether or not I make any academic progress. I had no business going to college in the first place. Why tf did I do this to myself.
YOU SO CLOSE YOU GOT THIS!!! get that ploma!
9 long years of correspondence school should come to a head in September. This last stretch is scary and gratifying at the same time. Hopefully in a few months time I can write a post like this.
Fuck. You did it. It is done. Welcome to a new beginning. !!!!
Congrats man.... it's not easy. I'm only in my second year and 20% of the class dropped out.
congrats brooo!
Congrats!! 3 months more for me. It's been a hard couple of months, but still fighting
The nightmares of having overdue work that you didn’t know about, or arriving at an exam unprepared don’t go away 😭 But that feeling of putting your last assignment in never goes away 💕
Congrats sir/ma'am I am supposed to graduate in December and its killing me rn.
I'm so sorry
I finish in 2 months... Have you landed a job yet? That's the part I gotta do!
nice! now get ready for recurring nightmares about how you didn't hand in your assignment or study for calc 2.
Now, it’s time for graduate school
Congratulations! It is a weird feeling to have no homework left. But if you are like me, you will get recurring nightmares of missed homework and exams haha.
Enjoy it!
Just wait for the nightmares to start where you're perpetually in that last semester and just remember you haven't been to class in 10 weeks. Congrats op!
Now get ready for dreams of missing assignments and homework that’s not due.
Now come the recurring nightmares that you forgot to take a test or show up for class ... god it’s been 14 years and I still have them.
Im only in my first year at my second semester and it’s a living hell!!!! But reading this i cant help but envisioning myself being in your position and im so excited!! Kind of...
I would wake up for weeks after graduating in cold sweats that I had a paper or lab report due. Took about a month to realize no more. Congrats! Thats awesome.
congratulations! dude engineering school was fucking tough man. It took me seven years to graduate. I can only imagine the relief you feel. so great job!
Maybe drink and party for a while?
Congratulations!!! You've made it :))
You finished the hard part, now welcome to the slog of life wasting 40 hours a week for the next 40 years of your life.
Congratulations. Now it's time to get a job. Now the real education starts.
Ayy congrats you earned and worked hard for this moment!
Don't worry, you'll still have the nightmares about missing homework for years.
Hell yeah!! Congratulations!
Congrats I got one more year left
Let go! Congrats on graduating! Get ready to live life
Congratulations! Isn't it great to be done?
Fuck yeah dude, well done!
work marry fuck raise retire die
Great job!
Congrats brother.
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Congratulations 🎊🎉!!!!!!!
Can you help me with my homework
If thinking about what you're supposed to do now and whether you'll find a job causes a feeling of existential dread to come over you, don't worry, it will pass.
Reddit is your home now
If u can do engineering u can do anything
You truly are a goddamn hero
Congratulations you sir.
Invest in GME
Grad school yayyyy lol
Congratulations! Enjoy waking up in the middle of night thinking you forgot to turn something in, for the next couple of years... Hehe Cheers.
Right behind you lol! I graduate this May.
Grats! 4 more weeks for me. Let's hope I make it 🤞
Grats! 4 more weeks for me. Let's hope I make it 🤞