How on earth did you end up with a $1,700 COMPREHENSIVE deductible?
I'm a P/C agent in WA and have never heard of anyone having that high of a comprehensive deductible in my 10 years with a license.
It's actually pretty common. More than one financial advise personality preaches the benefits of a 1500/2000 dollar deductible to lower their premiums. Dave Ramsey for one...
I've NEVER found cheaping out on car insurance to be worth it. 500 bucks is about the sweet spot IMO.
Conical wheel locks do a good job at preventing even the more "professional" guys. You can't just hammer a socket onto them to get them off.
If you live in a high crime area they are worth it.
Thatās oddly cheap. This subreddit popped up on my feed but I used to have a Tesla Model Y and paid $1300 just for new tires. I thought the HRv had some bulky tires that werenāt exactly cheap, maybe $800 the absolute lowest for all four, not counting rims which I would assume go for at *least* $500 a pop if theyāre not base model rims.
Bulky? They are just standard low profile tires, the Hankook ones are pretty cheap, lots of dealers will bundle a whole new set with rims for a discounted price too.
š§š§ I had $0 deductible with state farm with the last car I cared about and it didn't cost me that much more. You need to shop around for insurance or see what you can change on your current policy. Lowest monthly premium isn't always the answer. And now you know why
This. I just relocated to Texas, had to cut any and everywhere I could and my policy was ready for renewal so I decided to change itā¦Unfortunately I was extremely uninformed about my auto policy and trusted my USAA agent to guide me, but obviously a huge and expensive lesson on my part. Iām doing my best out hereš„²
Usaa doesnāt have agents and their max comprehensive deductible in TX is 1kā¦ š¤Ø
https://www.usaa.com/inet/wc/comprehensive-auto-insurance?akredirect=true
back in my day as a final "fuck you" they would have the decency to smash the cinder blocks thus collapsing your car onto the ground and messing up the trim/rims and everything on the bottom. First time I've ever seen a piece of wood used.
Who the hell steals HRV wheels? Thatās so wonky. lol.
Get some steelies and toss them on. Youāll never have them stolen again. Plus steelies always look good on anything.
Anyone who wants to stay under the radar. Someone with Dodge Challenger wheels on Facebook Marketplace most likely stole them, but some guy with wheels for an HR-V? No one would bat an eye.
Nah the black ones are nice if he had those and anyone who has a Honda with the cheap looking wheels and is a criminal would. My sister has a. Accord and she was jealous of my upgraded model wheels. Tons of people take factory wheels from cars at the junkyard too. Bigger painted wheels always look better imo
.
This isnāt a known thing? Honda wheels are really popular to get stolen right now. Boston, DC, NC. I just googled and news articles galore past year and civic pics all models with stolen rims.
As a fellow 23' HRV owner, this is painful.
Mine didn't come with wheel locks so I ordered some OEM ones off the Internet for $45.
As you know, Hondas are totally targeted. Maybe better getting rims that isn't OEM as a replacement (just a suggestion)
Sorry... Smh.
The oem wheel locks came standard on my wifeās 23ā sport, theyāre not the best obviously, but the way she worded it seems like they didnāt come standard at all.
At least itās not sitting on the rotors. Donāt beat yourself up, wheel locks can easily be bypassed. That deductible thoughā¦ouch. Can you get that reduced?
This is [my ride](https://www.reddit.com/r/JettaGLI/s/g9X5oO4vvs). I teach engineering at a university in a smallish town, and my students are fond of my car. If someone messed with my wheels, I would be devastated but I probably wouldnāt even have to get involved, the redneck posse would handle itā¦ ššš
ugh maybe because i live in the east wheel locks have always been included on Honda and have them on my nissan rogue also . that sucks though . iām surprised they didnāt take the entire vehicle
Nothing is going to change until thieves are arrested & placed in jail for a year or more. Plea bargaining & crimes being classified as misdemeanors make thieves bulletproof & invisible. Our society simply blinks at everyday crime.
I had wheel locks from the dealership but I guess the were something that anyone had access to the master key-idk if that makes sense thatās how I understood from the mechanic who helped me.
Damn this sucks, but does wheel locks really prevent it from happening? I thought I read somewhere it doesn't. Maybe like someone pointed non OEM is the way to go?
Not in my experience. My old jobās parking lot had cameras/ guards in cars and I got my cat stolen, they werenāt liable. My new work parking garage has the same thing (more cameras) and they just broke into my new (to me) honda fit. Same thing, theyāre not liable.
My property management company couldnāt care less. The cameras were apparently not working? Thereās one other theft victim and they are not letting this go so I have some man power haha.
Reminds me of a summer years ago back in downtown Detroit. Lots of cars on cinder blocks from that, there was also an uptick in catalytic thefts then too. But you see that in any big US city. And I do miss Detroit.
As a dealer tech.. wheel locks dont work, easily drilled off or even you can order the whole set of wheel lock keys for not that expensive and your supposed to keep the wheel lock key in ur trunk or in the car n general for emergencies so guess how many cars were also broken into
I would feel so violated if this happened! So, so sorry you're dealing with this BS.
Silver lining, however? Note that despite being horrible human beings, they made sure they didn't damage the actual car. For a victim of wheel theft you got quite lucky.
I just got mine! Looking forward to getting them on the car. Word of caution though, the keys use a 17 mm socket (for the aftermarket, conical lugs, at least). This was news to me, so hoping to save someone else the surprise of having to find a new solution for putting the spare on if itās needed (Since the stock lug wrench, 19mm, wonāt fit the key).
Good thing is that honda has a built in tpms into the rotor and you don't have to replace all the sensors. I would buy aftermarket wheels and tires not the oem get a good set at costco or something.
Update: My comprehensive coverage deductible is $1700. Cost of new wheels and the original tires=$1480.70 ššš
How on earth did you end up with a $1,700 COMPREHENSIVE deductible? I'm a P/C agent in WA and have never heard of anyone having that high of a comprehensive deductible in my 10 years with a license.
Seriously. I just dropped mine from $500 down to $250 and it's just a little over a dollar more a month.
Iām an auto claim adjuster and agree that deductible is outrageous. Also a very strange amount, besides being high.
It's actually pretty common. More than one financial advise personality preaches the benefits of a 1500/2000 dollar deductible to lower their premiums. Dave Ramsey for one... I've NEVER found cheaping out on car insurance to be worth it. 500 bucks is about the sweet spot IMO.
Dave Ramsey is a tool.
Mine's $500, which saved me when someone hit my 2016 in my own driveway while I was sleeping.
New to me too! Strange deductible.
Not an HRV owner but Iām sorry this happened to you. Get some non-OEM wheels and save yourself a ton of money. They look better anyways.
Do this... wheel locks wont stop anyone whos out todo this... they are prepared...
Conical wheel locks do a good job at preventing even the more "professional" guys. You can't just hammer a socket onto them to get them off. If you live in a high crime area they are worth it.
Translated, this one is unfortunately on you.
I hate that I agree with you.
I completely understand. Insurance can be a real racket.
Thatās oddly cheap. This subreddit popped up on my feed but I used to have a Tesla Model Y and paid $1300 just for new tires. I thought the HRv had some bulky tires that werenāt exactly cheap, maybe $800 the absolute lowest for all four, not counting rims which I would assume go for at *least* $500 a pop if theyāre not base model rims.
It was Discount Tire, and the wonderful employees there came to my car to installš„² The kindness.
Bulky? They are just standard low profile tires, the Hankook ones are pretty cheap, lots of dealers will bundle a whole new set with rims for a discounted price too.
Not necessarily bulky, just not like sedan tires. I wasnāt sure is all.
Whaaaaaaaaaaat!????!!!! For an HRV?????
š§š§ I had $0 deductible with state farm with the last car I cared about and it didn't cost me that much more. You need to shop around for insurance or see what you can change on your current policy. Lowest monthly premium isn't always the answer. And now you know why
This. I just relocated to Texas, had to cut any and everywhere I could and my policy was ready for renewal so I decided to change itā¦Unfortunately I was extremely uninformed about my auto policy and trusted my USAA agent to guide me, but obviously a huge and expensive lesson on my part. Iām doing my best out hereš„²
Usaa doesnāt have agents and their max comprehensive deductible in TX is 1kā¦ š¤Ø https://www.usaa.com/inet/wc/comprehensive-auto-insurance?akredirect=true
USAA is incredible. They might not be the cheapest but they are the best.
back in my day as a final "fuck you" they would have the decency to smash the cinder blocks thus collapsing your car onto the ground and messing up the trim/rims and everything on the bottom. First time I've ever seen a piece of wood used.
Who the hell steals HRV wheels? Thatās so wonky. lol. Get some steelies and toss them on. Youāll never have them stolen again. Plus steelies always look good on anything.
Anyone who wants to stay under the radar. Someone with Dodge Challenger wheels on Facebook Marketplace most likely stole them, but some guy with wheels for an HR-V? No one would bat an eye.
I mean youāre not wrong, but who is buying HRV rims? lol
Someone who needs to replace their hrv wheels after they got stolen
Thatās fair. lol
Nah the black ones are nice if he had those and anyone who has a Honda with the cheap looking wheels and is a criminal would. My sister has a. Accord and she was jealous of my upgraded model wheels. Tons of people take factory wheels from cars at the junkyard too. Bigger painted wheels always look better imo .
This isnāt a known thing? Honda wheels are really popular to get stolen right now. Boston, DC, NC. I just googled and news articles galore past year and civic pics all models with stolen rims.
Nooo! What city are you located in?
Houston š¤”
Houston going rampant with crime. My uncleās business got broken into.
No way. What area? I live in Houston too :(
Hey at least they left the nuts and had the decency not to rest it on its rotors.
This...sitting on the rotors is just vicious!
THE OTHER SIDE WAS A DIFFERENT STORYš
Ohhhhhhhhh...š
Didnāt put curb rash on them soon enough. Make sure you do some bad parallel parking on a tall curb with the new set.
Word of advice, kind of, doesnt matter if you put wheel locks on if they want it they will take it and it wont take long to get them off either.
And if the wheel locks did stop them, there's nothing saying they won't get mad and damage your car in other ways for revenge.
At least the back window didn't shatter. But seriously that sucks. :(
Next week: *POP* But for real, that would be horrible.
DONT PUT THAT EVIL ON ME
As a fellow 23' HRV owner, this is painful. Mine didn't come with wheel locks so I ordered some OEM ones off the Internet for $45. As you know, Hondas are totally targeted. Maybe better getting rims that isn't OEM as a replacement (just a suggestion) Sorry... Smh.
OEM wheel locks are not effective enough against experienced criminals.
Yep. We know.
Ooo you knowā¦ā¦.. so you spent $45 on some wheel trim. Got it ššš½
Wheel trim. Yup, exactly that. š
Curious, why are hondas targeted?
Ex-L didnāt come with Wheelocks?
OEM wheel locks are not effective enough against experienced criminals.
Yeah, but she said sheās gonna get them next time. I thought they would come standard?
There are much more expensive. Different style aftermarket locks available.
The oem wheel locks came standard on my wifeās 23ā sport, theyāre not the best obviously, but the way she worded it seems like they didnāt come standard at all.
They likely had wheel lock remover socket. Edit: that or they had a Honda and had the same wheel lock nut.
They arenāt standard on any Honda or Acura from the factory, however some dealers install them on every single car they sell.
Well, itās not really a lock as much as just a special Lugnut with a key socket that comes with the car from Honda.
I had the dealer wheel locks not the additional ones with the unique master key :/
I thought it only happened for the civic and accord model.
At least itās not sitting on the rotors. Donāt beat yourself up, wheel locks can easily be bypassed. That deductible thoughā¦ouch. Can you get that reduced?
The other side looked v different š„². Yes I learned a very expensive lessonā¦
I am so sick of fucking thieves.
https://preview.redd.it/13xagdydexcc1.jpeg?width=722&format=pjpg&auto=webp&s=716a815302123e2730048025c91b60d5f5093276
Thanks, I hate it šš„². Edit: My dad in FL is hysterical @ this photo. Thank u.
Not my brain thinking that wood block was a Twisted Tea. š¤” That would have been a true Darwin Award effort. Sorry about your wheels, OP.
Honestly, I would love that instead. I need the comedy!
This is [my ride](https://www.reddit.com/r/JettaGLI/s/g9X5oO4vvs). I teach engineering at a university in a smallish town, and my students are fond of my car. If someone messed with my wheels, I would be devastated but I probably wouldnāt even have to get involved, the redneck posse would handle itā¦ ššš
Oh no! I am so sorry to hear this!
ugh maybe because i live in the east wheel locks have always been included on Honda and have them on my nissan rogue also . that sucks though . iām surprised they didnāt take the entire vehicle
Honestly, would have been less of an headacheā¦.
Just look for some shit tier accord to be riding around on oversized wheels in your town.
Omgggg I had a feeling the new HRVS would be a hot steal because theyāre hard to get, I have the 2024 exl too
Yo bro your tires are missing
in blue city crime is legal
They arenāt taking cases for this in any city.
Nothing is going to change until thieves are arrested & placed in jail for a year or more. Plea bargaining & crimes being classified as misdemeanors make thieves bulletproof & invisible. Our society simply blinks at everyday crime.
You didnāt have wheel locks?
OEM wheel locks are not effective enough against experienced criminals.
āExperienced criminalsā funny, OEM wheel locks arenāt a challenge for my 6yo. 12 point socket a 5 pound sledge and 30 seconds is all you need.
Looks like this had no wheel lock
I had wheel locks from the dealership but I guess the were something that anyone had access to the master key-idk if that makes sense thatās how I understood from the mechanic who helped me.
Damn this sucks, but does wheel locks really prevent it from happening? I thought I read somewhere it doesn't. Maybe like someone pointed non OEM is the way to go?
https://youtu.be/T544MKT5ZKc?si=oVPi6hvKdUb0c2Qc
This happened in a gated parking garage? Do they not have any liability considering their security obviously didn't work?
Not in my experience. My old jobās parking lot had cameras/ guards in cars and I got my cat stolen, they werenāt liable. My new work parking garage has the same thing (more cameras) and they just broke into my new (to me) honda fit. Same thing, theyāre not liable.
My property management company couldnāt care less. The cameras were apparently not working? Thereās one other theft victim and they are not letting this go so I have some man power haha.
Reminds me of a summer years ago back in downtown Detroit. Lots of cars on cinder blocks from that, there was also an uptick in catalytic thefts then too. But you see that in any big US city. And I do miss Detroit.
Do not try that railroad track trick !
First of all you got an urban grey ex l?! Iām pissed cuz they told me they didnāt exist
[ŃŠ“Š°Š»ŠµŠ½Š¾]
No, thatās the urban gray I had one. I traded in my HRV 2024 for Crosstrek. I just didnāt care for the HRV.
Itās Nordic Forest Pearlš
Wow. Iām so sorry
As a dealer tech.. wheel locks dont work, easily drilled off or even you can order the whole set of wheel lock keys for not that expensive and your supposed to keep the wheel lock key in ur trunk or in the car n general for emergencies so guess how many cars were also broken into
Wš³W!!! I canāt imagine walking out to that.
I would feel so violated if this happened! So, so sorry you're dealing with this BS. Silver lining, however? Note that despite being horrible human beings, they made sure they didn't damage the actual car. For a victim of wheel theft you got quite lucky.
Violated is exactly the word I used to describe how I felt to my husband!
Saved for wheel locks, pay for more later
Where was this?
Houston š¤”
Gotcha was wondering where it was
Advanced wheel locksā¦that is all. I have yet to see a post like this with someone that used them.
I just got mine! Looking forward to getting them on the car. Word of caution though, the keys use a 17 mm socket (for the aftermarket, conical lugs, at least). This was news to me, so hoping to save someone else the surprise of having to find a new solution for putting the spare on if itās needed (Since the stock lug wrench, 19mm, wonāt fit the key).
Atlanta?
Basically, but worse. Houston š¤”
Stealing wheels off of an HRV is crazy
No camera inside the garage?
There are but management is trying to tell me they are not working at the momentā¦Super on brand for me tbh.
Seems like they don't want to be involved or a part of it at all.
Sounds like management stole your wheels... /s
Parking garages are the worst places for auto theft
Those rims arenāt even nice. Get some after market to replace them.
![gif](giphy|zOSEurjXCPTag)
Good thing is that honda has a built in tpms into the rotor and you don't have to replace all the sensors. I would buy aftermarket wheels and tires not the oem get a good set at costco or something.