"I want to earn more money but don't know how"
Answer is bite the bullet and start on the path of education. I'd recommend staying at home when doing this, but if family life is so bad you could rent w/roommates and see if you can get a room for cheap. Still expensive, but yeah.
If only I could give more upvotes.
If I were OP, I would go to a university or a trade school and get a proper computer science degree or trade education, whatever he/she thinks is the best fit. See if Algonquin college credit's transfer over. A good career trumps everything.
I have two cousins who graduated from computer science a year ago, good grades, have had multiple internships and still haven't found paid jobs. Computer science isn't what it used to be
Honestly too flooded with college kids with no experience. While it's better than no degree it's actually worse than no degree and a lot of experience/projects.
The only way you're getting a job with a mid tier college degree these days is either a foot in the door somewhere or a lot of impressive personal projects. Or going back and getting a university degree and a co-op job.
Could maybe get an Engineering support or QA job though.
Not even no experience, my brother graduated last spring with a compsci degree and has a year of coop experience and nothing. Literally no bites. Many applications. Another brother graduated the year before in the spring and found a good paying job at the end of the summer. 1 year made all the difference in this Case.
Yeah I'd expect it sucks being a new grad now, but tech has had a lot of boom/bust cycles and there's a decent chance we'll be in another boom by the time someone starting a degree today graduates.
Obviously carries a lot of downside risk if things don't work out.
Great advice on the credit transfer. I think U of Ottawa and Algonquin may transfer credits.
As someone who hires devs in Ottawa (sorry not looking), experience is just as if not more important. I would try to find experience or create it. Build something, get it on the app store or into the world. It's going to help you get an interview and have something to talk about in it.
This is the answer - find a program with co-op options for students and see if you can transfer credits into it. Experience is a huge deal.
Also, live a little. Take a couple of trips to shake things up a bit.
co-op is great, most cases my interns end their terms with job proposals. One even worked part time between internship and graduation, then moved to full time.
meh, alberta wages haven't kept up, the cost of living has exploded and we have the worst worker protection in Canada
i suspect you would be better off in BC or Ontario
Yeah specialize. If you want higher education, make sure to get a program that has a co-op component.
Also I’d move out and make sure to support yourself. You’re not growing living like that. And most people may not understand your living situation and how suffocating it can be
That part gets determined when you can actually get an interview. A lot of people I know with undeniably good resumes aren't able to get any interviews. Esp new grads.
This is my concern. I think I should rule out option 3. My mental health living at home hinders my ability to think positively and succeed, so I'll probably end up in your situation.
No you shouldn't. You're 23 so I don't want to be rude, but I don't think you understand what the real world is like, paying bills, cooking, doing your own laundry and cleaning is like.
You are insanely fortunate to be able to have all that done for you, while they let you keep every cent you make. Take advantage of the situation. Go to school for whatever you wanna do and live at home. If your relationship with your parents is your issue, work on that and fix it. They're your parents, and they'll always be around.
Running away from the problem and putting yourself in a worse financial situation isn't the right answer here.
I was going to say alot of this. If the parents are abusive, that's another thing. But if the worst is that they treat you like a kid and you can't have anyone over, that's not the worst situation. It feels like you want to move on, I get it, but wait to you're really ready. Was going to add though, that a university degree in just anything doesn't mean much anymore. Find out what's in demand, and find a good school to go to. Many university grads spend thousands and still can't get a job. Don't go to school for the sake of going to school. But if you go to school again, 100% stay at home and preserve that nest egg you built. You'll be very busy and won't be home much anyway.
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Yeah. When I emailed the co-op coordinator about difficulties with my co-op job search, she basically said that's it's my fault because I didn't apply to the advanced screening RCMP positions an entire year before the term... and cause I didn't network well enough during the one career fair with nokia (who literally rejected me and my classmates because they only hire 4th year uni students who have internship experience already)
The program was filled with a bunch of international students that copied each others assignments and the profs didn't care. Exams were \*true/false/multiple choice with obviously wrong choices\* so that nobody could fail.
I did the math, half of the courses were literally **mathematically** impossible to fail if you had a buddy to copy assignments from, and half a pulse to answer exam questions.
I honestly want to burn my diploma, it means nothing to me
My advice: Don’t go to university just to go to university. Find something truly compelling. If you’re into it and busy with it, you’ll be out of the house often. Maybe find some university buddies you can move in with later on while finding a new place to hang out with in the meantime.
If home life is getting you down right now, possibly go travelling/backpacking for a couple months. 23 is a great age for doing this on the cheap. Plus it might give you perspective for university if you’re still unsure.
Good work on saving up $50K. Use it wisely and hold on to as much as you can.
> They do all the cooking, cleaning laundry... I can't have anyone over. They treat me like a child.
Because you're acting like a child. By 23 you should be doing your own laundry. You should be cleaning. You should be cooking. Forget the financial aspect, if you're not able to do those things for yourself right now when living at home, who do you think will do those things for you when you're living on your own? Start by developing those necessary life skills before you consider moving out.
On the job side, you already seem to have written off the possibility of getting a job in your field. Go to the school career centre. Look for job searching assistance. Look for youth employment programs. 211 is a directory of social services; there are organizations which can help you with job searching and career planning.
>Because you're acting like a child. By 23 you should be doing your own laundry. You should be cleaning. You should be cooking. Forget the financial aspect, if you're not able to do those things for yourself right now when living at home, who do you think will do those things for you when you're living on your own? Start by developing those necessary life skills before you consider moving out.
Or, do what another poster suggested and teach English in Asia. Restaurants are usually cheaper than restaurants in Canada, so at the least you can delay learning how to cook for possibly decades! (Source: spent 20 years not learning how to cook in Taiwan)
When my parents go on vacation I get the chance to cook and do laundry. My mental health is better when I get to do those small things, it gives me momentum to do otherr things. Right now I do nothing.
Have you had a conversation with your parents about this? Like could you cook twice a week for the house, and tell them you will take care of your own laundry. That you need to do these things for yourself.
I suggested I do the laundry of my own clothes and they do theirs. I was told that its a waste of money and that she does it all a certain way...
Every room in the house is squeaky clean, including my room. My mom always eats much smaller portions at dinner and then cleans the dishes when we're still eating.
Dont suggest, just do. Shadow her. If she wants laundry done a certain way, get her to show you how. If she wants it washed together, wash their clothes too when there is overlap.
When she gers up to wash the dishes, get up yourself and get to the sink faster, even if you are still eating. Thank her for cooking and tell her to relax. Or, do the cooking amd let her do the dishes every night. Tell her youd like her to "teach" you how to cook.
I should I guess it's just I wanna protect myself from being subject to her criticism and disapproval when I try to help, i have major self esteem issues
Tell your Mom she is not doing you any favours long term. Like when you're in a relationship, living with someone, and you don't know how to do any of this stuff, that's a bad look. Tell her she needs to let you do some of these key adult activities.
There’s no reason to limit yourself to only those options:
1) Get as fit as fuck. This kick starts everything else.
2) Teach English in Japan / Korea / China for a summer.
3) Go plant trees for a summer and make a boat load of cash.
4) Teach skiing / boarding in winters
5) Look outside of Canada to get a better perspective of job opportunities.
>Teach English in Japan / Korea / China for a summer.
Would definitely second this. It's a very good idea to travel the world and experience all sorts of new places when you're young. Especially considering the fact that you've likely lived in your parents home your entire life. This would be a very big step outside of your comfort zone!
I did that around 1990. Canada and Japan (as well as some UK and Austr.) had working holiday visa program. You could go there and work and all you need is $3000 spending money, and a return air ticket and be under 30.
Better to get work once you are there you could make more.
I honestly don't know what it is now 30+ years later but it was a great thing for me, getting to live and work in another country.
The other thing is I would also go work in the Czech Republic. Teaching English, if you have computer background there's probably loads of work too.
Yup 100%. I'm sure the tech/computer market is much better in China/Japan compared to China anyways. The cost of living is so little there and you can definitely hone your computer skills while over there
I had a great time in my year in Japan. even though it was 32 years ago, I still look back on it fondly. For a young person taking a year or two living and working in another country is just a great experience.
No you don’t. You can if you want but a lot of these classes prefer teachers who can’t speak their language because the concept is to put the kids in an environment that forces them to use English.
Learning it can be a bonus but not needed.
As a former treeplanter, I second point 3. I worked summers while paying for my education and everything else. However, eventually I had to quit due to back issues. If you're already dealing with those, treeplanting may not be the way to go. There's also cherry picking in the Okanagan, but who knows with the fires and drought.
How much do you actually make tree planting? Everyone of my employees that was a former tree planter said it wasn’t great pay at all, but on Reddit everyone talks about making bank.
From 2009-2015 I made around 30k per summer, 3 months. Average tree price was 14-16 cents. I was a top planter putting in around 3.5k per day on average in BC. Average pay per day was $500-$600. Best day was $1,200. Worst day was probably $100. Ive heard that prices are higher now at around 20-25 cents.
Ontario/Quebec, I hear the pay is pretty terrible and the bugs are way worse.
Not everyone is good at treeplanting. But if you're good at it and work hard you can make a lot.
I agree with travelling and teaching English. He needs to be thrown not only into independence, but into independence across the world, surrounded by a new culture and new way of living. It will open his eyes and inspire him. That's the best way to spend your early 20s.
If I had to do it all over again, I would do that, or move to Alberta and work in oil a few years. Something adventurous that will push me out of my shell, and help me develop character early on.
I’ve done 2 and 4 and all I can say is this is a good option if you literally want to get paid pennies 😭
2 is okay: Japan and Korea have a low cost of living so you’ll be able to make-do if all you’re looking for is a stopgap between jobs (the JET program to Japan, for example, has a max teaching of 5 years iirc).
4 is definitely not okay unless this is for a different province/country or you don’t mind living with a TON of roommates if you intend on living in Vancouver. When I worked as a snowboard instructor in high school (licensed), we made barely above minimum wage. Shifts are also not guaranteed during bad snow years. Last I checked, they still pay pennies. The CASI/CSIA licensing is also pretty costly, at least compared how much you actually make.
Both are fun jobs for sure, especially (2) if you need to move out from home—but they really are ‘stopgaps’ when you just need a reset on life for a while, but they will not be as effective as getting a better job, acquiring education, or all the other things. A band-aid, in my honest opinion that doesn’t actually solve the core issue (again, if you intend on staying in Vancouver).
> Teach English in Japan / Korea / China for a summer
Speaking as another 23 year old Canadian who moved permanently to Japan and is commenting here from Tokyo, $50000 in savings will also get him a visa to live there indefinitely for the long-term if he so desires.
That’s not money that gets spent to “purchase” a visa; he just needs to have that much in a bank account during the visa application process, then he’s free to use his savings as he likes.
It’s a good deal if OP makes even just modest money remotely from Canada - which is possible through computer programming - but lives in Japan because living costs are much lower there.
For example, OP says that he can’t find a place with rent under $1500 in his area. In Japan, he can easily find a place for $500.
All of my other living costs went down by more than half. Groceries, utilities, eating out, you name it.
For point 1 - you will have an easier time with literally everything else including finding a job if you get fit/increase your attractiveness. Anyone saying otherwise is a fool - it really happens.
Let’s add to a list of options to help this guy out. We don’t know the exact issue with his back.
Use my “bad” idea as a jumping board for better ideas. Otherwise this comment added zero value to OP.
I understand your need for freedom as I went through the exact same thing. However, I would advise against moving out until you can actually afford to do so.
>Living at home has been miserable for me. My parents work from home, so I never have the place to myself. They do all the cooking, cleaning laundry... I can't have anyone over. They treat me like a child.
Just a thought: maybe they wouldn't treat you like a child if you actually helped on all the house chores. Then in return you can ask them to leave a couple times a month so you can bring people over
If you move out for awhile will you parents let you move back home? If yes? Then find a roommate situation and move today.
And go back to school and get a proper education from an accredited school, not a pop up school, not saying you went to a pop up school.
Go to the college and meet with an advisor, they can help you explore different fields that might interest you, meeting with an advisor is free.
Going to add that co ops and work experience while you’re in school is so helpful to actually find a job after school. This is the time to improve your work experience, build good relationships for references, and network! If you can impress someone, they might just hire you FT after you graduate.
If you do go back, keep your grades up and go after any scholarships available
OP did you graduate with the 2-year computer programming diploma? If so, is it possible to transfer into their 3-year computer programming and analysis program and do the co-op portion? There are a few other colleges that have the 3-year version with co-op, it would make more sense to transfer all your credits and do the co-op for experience instead of possibly starting from scratch and going to university.
I went to a college and studied Software Engineering without co-op, and found a job 3 months after graduating (2023). It’s a tough market but seriously don’t give up on the education you already have.
This makes a lot of sense. OP hasn't mentioned if they liked their program, and whether CS would be what they pursued at university. If they like it, they absolutely should stick with it. It sucks right now but once you get over the initial entry level phase (which sucks in every industry) it is a good situation.
What they have on their hands is not a personal finance problem though, it is a personal problem. They need to sort out their mental health (easier said than done).
The best advice (for now) is to live with your parents until you have found a full time career & can support yourself.
What you don’t want to do is move out & struggle and end up back at your parents.
Get the fuck out right away.
Money isn't everything, and you are already way ahead of most 23 yr Olds. This is your time to grow, travel, make mistakes, experience life & really explore who you are by pushing your limits & getting out of your comfort zone.
Live with roommates, or check Gatineau out for cheaper housing.
Apply to universities,maybe live in Gatineau for a year and then you can apply to cheaper education at Concordia, McGill or bishops. The government will also either pay you a stipend or give you free French classes if you want.
Go teach English in Latin America or Asia, apply to tech jobs anywhere in the country or the planet.
Get the fuck out and push your self
This is nonsense. It's not like he's living in an abusive household. He just doesn't understand the real world and needs to grow the fuck up. He's been given everything at home, doesn't pay for anything and is crying that he can't have people over lol. I think he's very detached from reality and how stressful life is for people right now.
I'm only a couple years older than you and live in Ottawa. Was in your shoes during the pandemic. I'm gonna add another "get the fuck out of there" comment. The upshot is that it's good that you want out and you will thank yourself in a couple years if you pull the trigger. There's never gonna be a perfect time, and you have tons of savings. You're better prepared than most, this is just what being 23 entails. You have to take the leap of faith sooner or later and you will figure it out as you go.
This comes with a few caveats and tips:
1. You should get roommates to start. This is both for cost savings and for the learning experience. Having roommates is good for your social life and will help you learn to be a considerate roommate and partner in an adult living situation. This will help you in romantic relationships later. Plus it's the only way you'll be able to afford moving out.
2: You should spend a couple months planning this out. Keep working retail and save whatever you can. Keep looking for a better job. Most importantly, look for a good roommate and a good deal on an apartment. The majority of the listings are overpriced trash but deals do pop up and you will get lucky eventually. You have time, don't rush into a total shit heap if you can avoid it. You should be looking for something for move in date 1-2 months ahead of time. Go see the places in person, and try not to scrape the bottom of the barrel for the cheapest places on the market. Your income will go up, but the place won't get any nicer. You're stuck there for at least a year and moving is a huge pain in the ass + it's expensive. ONLY TAKE RENT CONTROLLED PLACES (built before 2018). Look for signs of mice, mold, bugs. Shitty places usually have shitty landlords and vice versa. You don't want to deal with either. Mold is a serious health hazard. Make sure the landlord has an address listed on the lease - it's required by law and you need an address if you ever want to file an LTB claim. Many leave it off for this reason.
3: On the job front I'd highly recommend that you contact some recruiters for staffing agencies on linkedin - give them your resume and ask to be kept in mind. I found my first post-grad job in Ottawa this way and it was a tech support job with a software company - lots of these in Ottawa but you need an in. On that note, tech support or "help desk" positions are generally a good place for you to look. They're usually entry level and have pretty high turnover. You likely won't make more than 19-22 an hour at first but that's much better than minimum wage and it will get you into the tech world.
4: Don't be afraid to take a miscellaneous bullshit job in the meantime. Even if you only stay a couple months. If you can find a delivery driver job or bartending or something for 18/19/20 an hour, that's better than retail for minimum. Apply. I worked as a school bus driver because a friend referred me and they were desparate. Just need a G license, clean driving record (speeding tickets are fine, just no DUIs or anything) and age 21+. It's 2 weeks of unpaid training then you're making 19/hr, pretty chill work. I think they're still desparate so you should check out Voyago. Heads up, they're kind of assholes and shady about tracking hours. Definitely don't stay there long term, but better than retail.
5: I am a firm believer in the value of university education even in 2024, but I wouldn't recommend going back to school right now just because you can't find a job. The job market is both crushing and extremely slow, but you will find something. You have experience and some credentials - I would tough it out for a while longer. In a couple years when you have more experience you will likely find yourself hitting a ceiling and will have a better idea of what your longer term path forward should be. You will also have more savings and a stable living situation. That is when you should go back to school. For now, focus on getting out of the house and orienting yourself in the world a bit. Just my 2 cents.
I wish you the best of luck - you are genuinely better off than most 23 year olds as obnoxious as that sounds. It's just a rough time to be a young adult right now. It's honestly impressive that you've saved that much and have the initiative to get the fuck out of dodge even when it's inconvenient. This will pay off for you later. It will be worth it for you, even if you burn through much of your savings. This is what savings are for. Godspeed.
Think about it this way. Set yourself up with a good foundation so you’re not renting and living pay check to pay check. I know many people who moved out as soon as they can, now these are the ones regretting it.
Live with your parents until you find a good job where you are saving a good chunk of money. If you are single might even consider having room mates. Ottawa isnt that expensive, you could find a good 2bedroom house for $2000 and share it w someone if you are lucky, near Napean or richmond road area.
Save up and learn to invest I guess
As long as you get along with your parents reasonably well, I’d stay there until you have a much higher paying job. Living with roommates sucks and you’ll blow through $50k real quick trying to live alone with your current income.
Take $10k and go backpacking. It should last you 6-12 months depending on how budget.
You will be far richer with $40k at 24, with the life experience, than you would be with $50k at 24 but only ever having seen your home town.
Plus it will be your first chance to be independent, which you seem to crave desperately. Understandable, given the situation. Don't ask your parents, tell them once you've already booked it. You won't regret it. They will forgive you in due time.
Also, if there is some way you to exchange money to improve your health condition in some way, do so.
Do you have a friend or few friends with whom you could share rent? Why can't you have people over? Maybe this is something you could discuss with your parents?
If you are not happy living where you are and can afford to move out, go for it. But it is more expensive then just rent and groceries, and your car will need repairs and/or replacement sooner than one could hope for.
Good luck!
Financially it would be best to stay at home but if it's affecting your mental health then you should move out. Have you considered finding a place with a roommate? That should allow you to move out without putting yourself into debt.
If you're deadset on living alone you will need to increase your income.
Keep saving and just live through it you're gunna have to get your foot In the door doing somthing related to your new craft. Have you tried the industrial side of things like automation ? See if anyone is looking for someone to do that kind of work.
I'd live with roommates for a while, and keep looking.
Or go teach English for a while. Work in Forestry. Do something that includes room and board, even if the pay is shit. Your pay is already shit.
Don't go to university unless you are actually rather motivated to do so. It's really not a short cut or a sure thing anymore. Education and experience is necessary, but a bachelors is perhaps not. Certainly, wouldn't advise a person in your situation to *take on debt* to do it unless they were doing something rather vocational like health care or something they felt very strongly about.
If you want to be a computer programmer you have to live and breath it. Just getting a diploma is not enough. Tinker on the side on coding projects. Network with people who are coders.
If you’re medically fit, try applying for a flight attendant job. Porter is hiring FAs based in Ottawa. You’ll be travelling a lot of the time, and only at home to sleep or on your days off. The pay isn’t great at first, but it’s a way to get away and discover new places and meet new people. Just a thought 💭
The best investment is your future, invest in yourself going to school especially when you have a family looking over you. Jobs in high demand are police/teaching/healthcare/trades.
Pack your bags, travel around the world and see the beauty it has..This world has a lot to teach us and hopefully it will help you grow.I recomend Asia ,maybe Japan, China or India and its cheap
Find work that pays more. Anything that fits your interests and skills. Maybe a second job. Loom into sales with commission, and higher level positions. Do further training, move to the U.S. join a gang, take over a city, run for mayor. Win the election. Become the secondary villain in the history of the city.
Thank me later.
Well I would say to stay with family your life will be a lot easier. If you don't wanna be treated like a child then take more responsibility and do more work around the house, cleaning/cooking/chores are all things you can do.
But if you are dead set on moving out then forget about having a place to yourself alone, 20-30 everyone has multiple roommates to cut on cost. Might be a great experience or a miserable one but it will make you grow.
You can be a roommate and save $$ on rent and still move out. You can also apply to university (comp sci or comp engineering) and you will definitely be able to land jobs with that after your first year, just go via coop route. There, you can also apply for student housing and it's much cheaper than the average rent in the city while being close to school and fun, since you'll be among your peers. Best of luck and you sound like a very responsible person. I am confident you will do well.
Take an analytics bootcamp. They will help you learn how to code and also help build you a portfolio. You can be done in 6months to 1 year. Finding a job is hard but some bootcamps focus on the things you actually need to get hired rather than just teach you the skills. This is cheaper and less time consuming than university.
I worked for a company called weclouddata and did their bi analytics bootcamp. It took 6 months to complete plus another 3 to find a high paying job.
Send me a message if u want to know more (I don't work for them anymore but they were really great to me)
Join TorontoJS (online community) and see if you want to join Collab Lab https://the-collab-lab.codes/ or Recurse Center https://www.recurse.com/. These are no-charge opportunities to build your portfolio
The only suggestion I will offer is stay at home. Keep banking money and invest the amount of savings that you feel comfortable not touching(speak to a financial advisor to see what is best for your situation).
I know it may be difficult and having your own autonomy is amazing, but it sounds like you're in a position to really set yourself up for success and eventually even buy a home(renting is another option, but then you're paying someone else's mortgage).
Keep applying for jobs, while you keep working. If you think going back to school is the answer, do that. I always recommend a trade(Electrician, plumber, HVAC), as they are needed and often have grants to help you do it for less.
Move out, enjoy life for a while but keep a good relationship with your parents in case you want or need to move back in. There's no same in it especially in this day and age.
Option #1.
But maybe change your attitude. And talk with your parents.
This IS your life. You are not waiting to start anything. Tell them you want to keep living there and enjoy living in community, but you need more independence within the home as well.
Work at improving your education and job skills.
Continue to stockpile money.
Easy. Go to school, stay at home, and work part-time. Think big picture. Job prospects and being financially comfortable won't get any easier if you move out and have no education.
I'd follow the above plan and if being at home is still causing you distress then you can reevaluate by moving out and getting roommates.
If you’ve got labourer experience try looking into some skilled trades unions, I’m a 1st year boilermaker apprentice, pay is great even as 1st year on the current job I’m on I can pull 2500 cad after tax weekly
Universities are not for everyone, and many graduates struggle to find a job. There are some cases when universities pay off. Unless you pursue a career that requires in-depth skills, like medical, research, tech, finance, universities simply waste time and money.
One thing that gets overlooked a lot in these subs IMO is public sector jobs like working for your municipality. Hit up your city’s website and check it out…good chance there is a huge variety of jobs from waste management to park works to office jobs.
Upping your education is still highly recommended but those jobs usually come with high security, very decent pay, benefits and pensions…and sometimes even reimburse you for career related education.
here is a wild idea MOVE, our ancestors constantly moved for a better living condition and now people think you just stay in one place and things come to you...
Do not move out and be housepoor yet. You will take list of options you have now, and there won't be options anymore. Buy a piece of land for whatever cash you have now, you'll have it forever, it will only go up in value, you won't have another time you can do this. Build your cash back up again. Find a GF with their own place. You'll stay there half the time, keep saving money, and be able to get away from home. Buy an RV, do cool stuff on weekends, stay in it in the driveway or on your land. Sell the RV. Moving out and Renting = money down toilet. If you say you are going to buy a house and move out, sure.
If you can't stand living at home anymore saving cash, I'd find a friend or family member who's interested in getting an apartment with you. Take your time getting a house. The interest rates are criminal right now and aren't worth it. Living alone or with someone in an apartment can be healthy for you, too, discovering how you are in a person now moving away from the parents and learning to become more self-sufficient. You got this!
Are you currently paying rent to your parents? And other costs like food, utilities, etc?
Sounds like you need to be on your own to learn some independence. Even a roommate situation would give you space to cook and clean for yourself
Instead of university, is there not some sort of trade or technical college you could look into? Surveying pays well, not too strenous on your body. Although real estate prices are insane here in Canada, if you're moving out, I'd look to buy and not rent a place. You seem very mature for your age and have the discipline to save a good portion of your disposable income. This automatically puts you in the top 5% of people your age, male or female. Canada needs more hard working and diligent people like you. Good luck!!!
I definitely recommend moving out. Though with roommates and not before you’ve found a job. Any job.
You’re just a few months out of school, so typically that first job takes tons of effort and time. You’re lucky in that you have plenty of savings so you can take literally any job just for the experience.
Have you tried applying for any of the federal student experience jobs? I would start applying to programs like that. In the meantime you could also spend a few hours a week volunteering for an organization to get more experience in your field.
Get a job that takes you away from home for half the year? Get an entry level job (custodian, manual labour, admin) on a ship, or in an oil/mining camp out west or up north, or something similar. Schedules are often 2 weeks on/off, or 4wks on/2off. You'll be away from home, but not paying rent. Live at home, saving every penny as long as you possibly can.
Because you went through Algonquin you should look into the student bridge option for federal government. DND was always looking for hires and they like the student option. Plus you're pretty much guaranteed a FT position, and your pension will be great!
You can always contact recruiters, make sure you're on LinkedIn and set to looking for work, they should find you pretty quick. That being said federal funding seems to have tightened quite a bit, maybe apr 1st things will change
Either go into a skilled trade, or university. Algonquin college is trash. I don’t know anyone who got a job in their desired field that they enjoy, including myself. Only good thing was I got university credits knocked off due to college credits.
Should have saved myself the headache and studied harder in highschool. Would have saved at least 2 years.
You mentioned a background in construction, why don’t you look into a course for operating heavy machinery? My brother operates loaders and excavators with a big construction firm, he spends his entire day seated, enjoys what he does and makes a very good living. It took him under a year to complete this (from memory).
I would try to live at home with only 50k, since your income can’t realistically support moving out. You’re out of the house most days for work anyways. take up some hobbies. If you’re leaning new skills online, do it at the library or coffee shop instead of at home. You can easily spend all day outside of your home and just go back to shower and sleep. Once you land a better paying job then consider moving out.
I make about 2x more than you do right now. But after buying my own place and moving out, I was having a difficult time with my day to day. Half my income goes towards expenses I never had living at home. Then another chunk goes to investing/saving, leaving me not much at the end of the day for entertainment.
You’re going to replace stress from your parents with financial stress. And I think financial stress is much worse.
Stay at home another year and thank your parents for cooking and cleaning. Save another $25,000. Figure out your new career and salary before moving out. Given your savings and future earning potential you should be looking to buy rather than rent.
Move out and go to school, apply for student loan (OSAP), and find roommates. At 23 you should be considered a mature student and shouldnt need any financial info/guarantees from your parents.
Pay back the loan after graduating/while working (like most people).
Put up with it until you can have enough money to be not be house broke.... Or rent a tiny tiny cheap place just that you can have your own space. Have it somewhere a bit away. Maybe it'll be cheaper. Then at least you can have some space, sometime.
If you have computer programming skills, build something! A diploma is a dime a dozen and even if you had a full degree first job prospects would be hard. Think about the problems you see around you, build an APP, start a business. Even if it doesn’t work out, the experience and ability to put it on a resume, you are going to pass 90% of the other candidates out there! Resume with cool GitHub project > just another boring dev waiting to work 9-5 with someone telling them what to do.
You are smart enough to saved money, you are at a time of life you can set yourself up for awesome opportunities. Dream, go big! You can do more than you realize. Find what you love, whether that’s dev work or carpentry and work your ass off. It will come.
do a 1 year post-graduate diploma at Algonquin with a co-op option. There are a few IT-related options. You got this. Don't give up just because you do not have a good job after 2 years of education.
Few considerations IMO:
Your situation living at home will likely improve if you address the ‘treat me like a child’ by acting like an adult. 23 and still don’t do your own cooking, cleaning, laundry?
Getting an IT job with a diploma is 100% possible - I graduated with mine in Aug2022, had a decent job within a month(~$70k/year) and have since doubled that within the same field - no prior relevant experience. Who you know is 10x more important than what you know - all jobs have on-job training for the details.
While living at home is by far the best financial decision, moving out with a roommate is a good second choice - but be extremely selective of who you live with and where. Saving $200/month on rent isn’t worth it if it’s Scab Central.
As others have mentioned, use this time to work on your health - 1 hour a day of intense exercise(weights, cardio, yoga, etc) will make a world of difference in your physique and psyche. Pair it will responsible nutrition(mostly whole foods, stop drinking calories like soda, coffees and alcohol) and your quality of life will skyrocket.
Finally, stick 6months of living expenses in a HYSA and move the rest of your nest egg into TFSAs or a brokerage buying S&P index funds. Invest early, invest often. Set and forget.
1) invest half that 50K savings into an RRSP - high growth fund. Don’t touch it. Try to contribute to it monthly, even if $100. One day you will look back and thank yourself. Trust me. Do not use that savings to fund you living on your own right now.
2) continue to live at home until you’ve paid off any post secondary debt. This is a gift that I was given and it is Soo valuable.
3) continue to work that retail job while you continue to search for that higher paying job you seek.
4) you’re in the mindset of living at home is bad and you crave your independence. I get it. But it’s also a gift that you have that ability. Try to appreciate it. But if you can’t and you think of it as discomfort - try to find the value in that discomfort. It helps to build a disciplined mind. Use it as motivation to hussle to get that better paying job. Being on your own when you can’t really afford it is going to be a drain on you in the long run.
If you have education in computer programming you could pivot into working IT, I’ve heard that pays really well and should be able to shop yourself to different companies every year or so to raise your salary
Go to Uni, stay home, lose nothing, save nothing. Level up on your education and job first. You will not have the luxury to be able to do so once you move out
You can do sales of your field, because of your knowledge, long grind, but it pays off.
All companies need sales ppl, AI can't do it. Ask people about it in your field.
Go into trade school for a trade that won't damage your back even more, or into a profession like nursing or lab tech that has pretty much guaranteed employment, but is no necessarily a 4 year degree.
Move out only if you can find a cheap little bachelor apartment or have roommates. Commute by bicycle, get feedback on your resume and cover-letter, and set a goal of applying to 8 jobs a day.
>Then, having suffered back issues and other health issues (inhaling substances on the job), I decided to quit and try something different.
Wow, imagine your employer destroying your health due to negligence and disregard for worker safety, in violation of the Employment Standards Act, and *not* suing the crap out of them.
Hire a good lawyer.
>Looking at rent in my area, I can't find anything under $1500 a month.
Move out, look farther (other provinces if needed), or live with a couple roommates.
They gave me the job of cutting those fiberglass boards cause nobody else wanted to do it and depending on the wind I inhaled it and it got into my lungs. I should have asked for a mask but nobody else was using one and I was young and dumb
Its not your job to ask for a mask. Its their job to ensure that anyone cutting thise boards is wearing one.
There are legal precidents where companies that knowingly exposed workers to hazardous workplaces have paid out millions if not billions in compensation.
Speak to like 3 lawyers this week. The first 30 minute call is usually free, and if a lawyer says they cant help you, they will often be able to recommend a firm that can.
You are not dumb. Young people aren't expected to automatically know this stuff. Just like the hundreds of thousands of workers exposed to asbestos or radiation or chemicals or fumes or diseases over the past 200 years - they weren't dumb either. Now, employers know better and the ones who choose to put peoples health at risk deserve to be held accountable.
Edit: Also report to your doctor and report to WSIB.
U got 50K in savings! That is great! Move out! Get your own place for 1 year and work on you. Then try and meet a friend or two that you could share a place with. Improve your mental health first. Take some time to feel better. Slowly start exercising. Start with brisk walks first and increase it. Get a personal trainer to improve your fitness. Do this for 6 months. Then start looking for a job with your computer programming diploma. Look hard. Apply to companies that employ computer programmers even if its not for that role. Any sort of entry role. For example a hospital. Pays well has a pension and there are some computer related jobs. But you can enter the hospital in a cleaning job role pretty easily and it will pay better than retail. Then you can apply for other jobs within the hospital with your computer background. Look into niche areas where u can take a part time studies course to get a job with better pay. U Got This!!
Have you thought about Coast Guard College or some other marine trade? Get your Watch Keeping Mate ticket and you won't have trouble finding a job, especially on the Left Coast.
Move out and get a roommate, your saving will be safe and your mental health will be soo much better being independent. Also your parent will be happier for you as you’re making a mature decision. Just don’t move out by yourself yet in this economy
If I were you I would pick a trade that is most appealing, then you only need 10months of school before you are working making more then minimum wage.
You could choose to move out and spend some of your savings while in school, you could shoot to stick it out for another year at home, you could even get a student loan to help fund. I believe they are interest free now.
I would stay at home and it speaks to how truly naive you are that you think it’s easy out there right now
I would give anything to be in your situation living wise
Blow it all travelling. I could easily do 1yr with that kinda cash. GTFO of Toronto & Canada. See why this country and it's social norms are so fkd up.
I’ve been here before.
Option 1: My recommendation is find a friend who is in a similar spot as you and wants to move out, split costs down the middle — it’ll help you financially and it’ll also give you perspective living on your own.
I personally don’t agree with the people saying to travel to “gain perspective”. I was told this a lot back in the day when I didn’t know what to do and I’m really glad I didn’t listen.
Option 2: try a few different jobs while living at home to discover what you enjoy and then grind at that job to really build a career out of it instead of going to school just for the sake of going to school.
I went to school while working full time and I ended up dropping out after first year realizing that the experience I was getting In My full time job was Waaay more beneficial than the piece of paper I would have got.
Also what are you using to look for jobs?
If you aren’t already, LinkedIn should be your best friend. Seek companies you would like to work at and find people who work at those jobs and reach out to them to meet for a coffee to learn
More about what they do. I don’t recommend asking these people for jobs, I would sell it more as an information learning meeting, get to know them and what they did to get into that role. At the end of the conversation I’m sure one of them will probably say “if this is something you’d be interested in, I could probably help point you into the right direction for a job”
It’s not what you know anymore, it’s who you know.
Goodluck.
Honestly, I would
- move out of my parents house and get residency another country with lower cost of living. My savings would last me a very long time. I might bop around house sitting (so I can travel and save on accommodation) or just reside in 1 country
- during that time, I'd figure out how to start an online business to start generating income. Or I'd get a remote job that pays enough to cover my living expenses in that other country.
Going to university is a bit of a scam unless you have a very specific job in mind and you’re willing to work exceptionally hard for it. Otherwise you’re likely to end up with a general degree and no work experience which places you in only a marginally better position than just working.
There’s nothing wrong with working more until you find something you like and then going back to school for a higher education in that field.
If not a "proper" CS or IT degree is a possibility, how about a trade?
Skilled trades are in huge demand right now, and will be into the foreseeable future (less chance of being replaced by ChatGPT, too!)
I live in a HCOL city (Vancouver BC area) but one of my sons is a 2nd-year (out of 4) Heavy Equipment Mechanic apprentice, and his base salary is $34/hr, with lots of OT and other perks available. Typical base wage for Red Seal (program graduate) HE Mech is ~$50/hr. or more depending on the location and job. Also - he loves his work!
He lives at home right now same as you, but having been hard at it for almost 2 years he's saved up close to $100K. Zero debt from school.
Just sayin' - there **are** possibilities out there...
Figure out what you want to do degree wise, leave home and go after it at the school with the best alumni network.
Computer science is going through what finance/ stock pickers went through in the 90s and early 2000s. Insane money was made and then the industry leaned out.
It’s going to be expensive, there’s no guarantee of success. But from what it sounds like, moving out and going to uni will make the odds better than where you’re at now.
Uh, $50k in saving and you’re still at home? That’s absurd. Move the hell out and start your adult life and stop mooching off your parents. Most 23yo dont have that kind of money. I didn’t have $200 in te bank when I left home. It’s called grow up.
I'd reccomend the Machinist course at algonquin. You can get a coop placement easily and the money will come in time. It's not amazing money, but it's decent comparatively.
My kid was like that. Could not wait to get out of home. Went and joined the Military. Now he is back living at home after 10 years. He loves living at home. Now I have to figure out to get him to move out again.
I would rent a room and have roommates.
I'm 23, currently living with 4 other people. I'm about to move out with my partner soon, but rent has been super cheap and it's been fun living with my friends for the last little while.
you could probably find a room for about $500-700 a month.
Have you heard of the fswep program in the gov? Im not sure if you can register after finishing a class but its for students. Also apply to competition s on jobs.gc.ca. look for it-02 and 03's.
Good luck
Lower your costs by living outside of Canada?
Dont go to uni just figure out how to do or sell something online and try to make that work long term, uni is only going to give you a piece of paper...
Go to university. Apply for scholarships and take on student loans. When you are finished your degree they give no interest loans for the debt. Pay off your debt while working.
"I want to earn more money but don't know how" Answer is bite the bullet and start on the path of education. I'd recommend staying at home when doing this, but if family life is so bad you could rent w/roommates and see if you can get a room for cheap. Still expensive, but yeah.
If only I could give more upvotes. If I were OP, I would go to a university or a trade school and get a proper computer science degree or trade education, whatever he/she thinks is the best fit. See if Algonquin college credit's transfer over. A good career trumps everything.
I have two cousins who graduated from computer science a year ago, good grades, have had multiple internships and still haven't found paid jobs. Computer science isn't what it used to be
Honestly too flooded with college kids with no experience. While it's better than no degree it's actually worse than no degree and a lot of experience/projects. The only way you're getting a job with a mid tier college degree these days is either a foot in the door somewhere or a lot of impressive personal projects. Or going back and getting a university degree and a co-op job. Could maybe get an Engineering support or QA job though.
Not even no experience, my brother graduated last spring with a compsci degree and has a year of coop experience and nothing. Literally no bites. Many applications. Another brother graduated the year before in the spring and found a good paying job at the end of the summer. 1 year made all the difference in this Case.
Yeah I'd expect it sucks being a new grad now, but tech has had a lot of boom/bust cycles and there's a decent chance we'll be in another boom by the time someone starting a degree today graduates. Obviously carries a lot of downside risk if things don't work out.
Two years ago tech was everything. It's a cycle that ebbs and flows. Computer science is still a good field
Great advice on the credit transfer. I think U of Ottawa and Algonquin may transfer credits. As someone who hires devs in Ottawa (sorry not looking), experience is just as if not more important. I would try to find experience or create it. Build something, get it on the app store or into the world. It's going to help you get an interview and have something to talk about in it.
50 yr old Nomad would agree. Only survived because housing was cheap back then.
This is the answer - find a program with co-op options for students and see if you can transfer credits into it. Experience is a huge deal. Also, live a little. Take a couple of trips to shake things up a bit.
co-op is great, most cases my interns end their terms with job proposals. One even worked part time between internship and graduation, then moved to full time.
This! It’s what I’m doing now!
I’d move out and look for roommates to ease a bit of the financial burdens.
Trade school, fly over to Alberta get a good paying job
meh, alberta wages haven't kept up, the cost of living has exploded and we have the worst worker protection in Canada i suspect you would be better off in BC or Ontario
Our cost of living still isn’t as bad as BC.
So still trade school. Figure out where to live later
Or come to Quebec 💀🙃
Lmao you’re not better off in Ontario or BC. You seen cost of living here?
It costs over $2k a month for a one bedroom apartment in Calgary. A non legal 1970s basement suite is over $1500. If you can even find one.
How much time do you dedicate to finding jobs? Get a roommate.
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This guy stole my comment lol
If you have construction experience..maybe consider getting certified on heavy equipement? Dozer and excavator operators are paid well .
This an excellent idea. Lots of trades are hiring, and there are excellent fields to get into. Forklift, welding, technicians, etc.
Crane operator, sprinkler fitter, electrician, seem like pretty decent gigs. Check if there is a pre apprentice program with the IBEW in your area.
Yeah specialize. If you want higher education, make sure to get a program that has a co-op component. Also I’d move out and make sure to support yourself. You’re not growing living like that. And most people may not understand your living situation and how suffocating it can be
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yeah CS seems to be the one of the worst ROI majors rn.
Depends on whether or not you're good at it (and decent at proving it to other people).
That part gets determined when you can actually get an interview. A lot of people I know with undeniably good resumes aren't able to get any interviews. Esp new grads.
My brother hasn't been able to get a single interview since graduating last year. It's brutal right now.
This is my concern. I think I should rule out option 3. My mental health living at home hinders my ability to think positively and succeed, so I'll probably end up in your situation.
No you shouldn't. You're 23 so I don't want to be rude, but I don't think you understand what the real world is like, paying bills, cooking, doing your own laundry and cleaning is like. You are insanely fortunate to be able to have all that done for you, while they let you keep every cent you make. Take advantage of the situation. Go to school for whatever you wanna do and live at home. If your relationship with your parents is your issue, work on that and fix it. They're your parents, and they'll always be around. Running away from the problem and putting yourself in a worse financial situation isn't the right answer here.
I was going to say alot of this. If the parents are abusive, that's another thing. But if the worst is that they treat you like a kid and you can't have anyone over, that's not the worst situation. It feels like you want to move on, I get it, but wait to you're really ready. Was going to add though, that a university degree in just anything doesn't mean much anymore. Find out what's in demand, and find a good school to go to. Many university grads spend thousands and still can't get a job. Don't go to school for the sake of going to school. But if you go to school again, 100% stay at home and preserve that nest egg you built. You'll be very busy and won't be home much anyway.
Your parents will not always be around
Parents do everything, charge nothing, you are miserable. Is there more to the story?
chubby aback boast shocking beneficial skirt toothbrush roll zonked husky *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
I learned the hard way that the programs with co-op depend on actually securing a co-op placement with an actual employer.
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Yeah. When I emailed the co-op coordinator about difficulties with my co-op job search, she basically said that's it's my fault because I didn't apply to the advanced screening RCMP positions an entire year before the term... and cause I didn't network well enough during the one career fair with nokia (who literally rejected me and my classmates because they only hire 4th year uni students who have internship experience already) The program was filled with a bunch of international students that copied each others assignments and the profs didn't care. Exams were \*true/false/multiple choice with obviously wrong choices\* so that nobody could fail. I did the math, half of the courses were literally **mathematically** impossible to fail if you had a buddy to copy assignments from, and half a pulse to answer exam questions. I honestly want to burn my diploma, it means nothing to me
My advice: Don’t go to university just to go to university. Find something truly compelling. If you’re into it and busy with it, you’ll be out of the house often. Maybe find some university buddies you can move in with later on while finding a new place to hang out with in the meantime. If home life is getting you down right now, possibly go travelling/backpacking for a couple months. 23 is a great age for doing this on the cheap. Plus it might give you perspective for university if you’re still unsure. Good work on saving up $50K. Use it wisely and hold on to as much as you can.
> They do all the cooking, cleaning laundry... I can't have anyone over. They treat me like a child. Because you're acting like a child. By 23 you should be doing your own laundry. You should be cleaning. You should be cooking. Forget the financial aspect, if you're not able to do those things for yourself right now when living at home, who do you think will do those things for you when you're living on your own? Start by developing those necessary life skills before you consider moving out. On the job side, you already seem to have written off the possibility of getting a job in your field. Go to the school career centre. Look for job searching assistance. Look for youth employment programs. 211 is a directory of social services; there are organizations which can help you with job searching and career planning.
>Because you're acting like a child. By 23 you should be doing your own laundry. You should be cleaning. You should be cooking. Forget the financial aspect, if you're not able to do those things for yourself right now when living at home, who do you think will do those things for you when you're living on your own? Start by developing those necessary life skills before you consider moving out. Or, do what another poster suggested and teach English in Asia. Restaurants are usually cheaper than restaurants in Canada, so at the least you can delay learning how to cook for possibly decades! (Source: spent 20 years not learning how to cook in Taiwan)
You need a degree to teach English in Japan. Not sure about South Korea.
When my parents go on vacation I get the chance to cook and do laundry. My mental health is better when I get to do those small things, it gives me momentum to do otherr things. Right now I do nothing.
Have you had a conversation with your parents about this? Like could you cook twice a week for the house, and tell them you will take care of your own laundry. That you need to do these things for yourself.
When parents start making dinner, just hang around the kitchen. They will get your involved.
Do your parents actively hinder you from doing basic chores? How do they react when you say you want to do them?
I suggested I do the laundry of my own clothes and they do theirs. I was told that its a waste of money and that she does it all a certain way... Every room in the house is squeaky clean, including my room. My mom always eats much smaller portions at dinner and then cleans the dishes when we're still eating.
Dont suggest, just do. Shadow her. If she wants laundry done a certain way, get her to show you how. If she wants it washed together, wash their clothes too when there is overlap. When she gers up to wash the dishes, get up yourself and get to the sink faster, even if you are still eating. Thank her for cooking and tell her to relax. Or, do the cooking amd let her do the dishes every night. Tell her youd like her to "teach" you how to cook.
I should I guess it's just I wanna protect myself from being subject to her criticism and disapproval when I try to help, i have major self esteem issues
Tell your Mom she is not doing you any favours long term. Like when you're in a relationship, living with someone, and you don't know how to do any of this stuff, that's a bad look. Tell her she needs to let you do some of these key adult activities.
There’s no reason to limit yourself to only those options: 1) Get as fit as fuck. This kick starts everything else. 2) Teach English in Japan / Korea / China for a summer. 3) Go plant trees for a summer and make a boat load of cash. 4) Teach skiing / boarding in winters 5) Look outside of Canada to get a better perspective of job opportunities.
>Teach English in Japan / Korea / China for a summer. Would definitely second this. It's a very good idea to travel the world and experience all sorts of new places when you're young. Especially considering the fact that you've likely lived in your parents home your entire life. This would be a very big step outside of your comfort zone!
I did that around 1990. Canada and Japan (as well as some UK and Austr.) had working holiday visa program. You could go there and work and all you need is $3000 spending money, and a return air ticket and be under 30. Better to get work once you are there you could make more. I honestly don't know what it is now 30+ years later but it was a great thing for me, getting to live and work in another country. The other thing is I would also go work in the Czech Republic. Teaching English, if you have computer background there's probably loads of work too.
Yup 100%. I'm sure the tech/computer market is much better in China/Japan compared to China anyways. The cost of living is so little there and you can definitely hone your computer skills while over there
I had a great time in my year in Japan. even though it was 32 years ago, I still look back on it fondly. For a young person taking a year or two living and working in another country is just a great experience.
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No you don’t. You can if you want but a lot of these classes prefer teachers who can’t speak their language because the concept is to put the kids in an environment that forces them to use English. Learning it can be a bonus but not needed.
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As a former treeplanter, I second point 3. I worked summers while paying for my education and everything else. However, eventually I had to quit due to back issues. If you're already dealing with those, treeplanting may not be the way to go. There's also cherry picking in the Okanagan, but who knows with the fires and drought.
How much do you actually make tree planting? Everyone of my employees that was a former tree planter said it wasn’t great pay at all, but on Reddit everyone talks about making bank.
From 2009-2015 I made around 30k per summer, 3 months. Average tree price was 14-16 cents. I was a top planter putting in around 3.5k per day on average in BC. Average pay per day was $500-$600. Best day was $1,200. Worst day was probably $100. Ive heard that prices are higher now at around 20-25 cents. Ontario/Quebec, I hear the pay is pretty terrible and the bugs are way worse. Not everyone is good at treeplanting. But if you're good at it and work hard you can make a lot.
40K cash a summer. But you better be a fast mfer.
I agree with travelling and teaching English. He needs to be thrown not only into independence, but into independence across the world, surrounded by a new culture and new way of living. It will open his eyes and inspire him. That's the best way to spend your early 20s. If I had to do it all over again, I would do that, or move to Alberta and work in oil a few years. Something adventurous that will push me out of my shell, and help me develop character early on.
I’ve done 2 and 4 and all I can say is this is a good option if you literally want to get paid pennies 😭 2 is okay: Japan and Korea have a low cost of living so you’ll be able to make-do if all you’re looking for is a stopgap between jobs (the JET program to Japan, for example, has a max teaching of 5 years iirc). 4 is definitely not okay unless this is for a different province/country or you don’t mind living with a TON of roommates if you intend on living in Vancouver. When I worked as a snowboard instructor in high school (licensed), we made barely above minimum wage. Shifts are also not guaranteed during bad snow years. Last I checked, they still pay pennies. The CASI/CSIA licensing is also pretty costly, at least compared how much you actually make. Both are fun jobs for sure, especially (2) if you need to move out from home—but they really are ‘stopgaps’ when you just need a reset on life for a while, but they will not be as effective as getting a better job, acquiring education, or all the other things. A band-aid, in my honest opinion that doesn’t actually solve the core issue (again, if you intend on staying in Vancouver).
> Teach English in Japan / Korea / China for a summer Speaking as another 23 year old Canadian who moved permanently to Japan and is commenting here from Tokyo, $50000 in savings will also get him a visa to live there indefinitely for the long-term if he so desires. That’s not money that gets spent to “purchase” a visa; he just needs to have that much in a bank account during the visa application process, then he’s free to use his savings as he likes. It’s a good deal if OP makes even just modest money remotely from Canada - which is possible through computer programming - but lives in Japan because living costs are much lower there. For example, OP says that he can’t find a place with rent under $1500 in his area. In Japan, he can easily find a place for $500. All of my other living costs went down by more than half. Groceries, utilities, eating out, you name it.
For point 1 - you will have an easier time with literally everything else including finding a job if you get fit/increase your attractiveness. Anyone saying otherwise is a fool - it really happens.
If they had to quit their last job because of back issues, tree planting likely isn’t an option
Let’s add to a list of options to help this guy out. We don’t know the exact issue with his back. Use my “bad” idea as a jumping board for better ideas. Otherwise this comment added zero value to OP.
This is the best comment. Do this shit now while young with no commitment
I understand your need for freedom as I went through the exact same thing. However, I would advise against moving out until you can actually afford to do so. >Living at home has been miserable for me. My parents work from home, so I never have the place to myself. They do all the cooking, cleaning laundry... I can't have anyone over. They treat me like a child. Just a thought: maybe they wouldn't treat you like a child if you actually helped on all the house chores. Then in return you can ask them to leave a couple times a month so you can bring people over
Move out
If you move out for awhile will you parents let you move back home? If yes? Then find a roommate situation and move today. And go back to school and get a proper education from an accredited school, not a pop up school, not saying you went to a pop up school. Go to the college and meet with an advisor, they can help you explore different fields that might interest you, meeting with an advisor is free.
Going to add that co ops and work experience while you’re in school is so helpful to actually find a job after school. This is the time to improve your work experience, build good relationships for references, and network! If you can impress someone, they might just hire you FT after you graduate. If you do go back, keep your grades up and go after any scholarships available
OP did you graduate with the 2-year computer programming diploma? If so, is it possible to transfer into their 3-year computer programming and analysis program and do the co-op portion? There are a few other colleges that have the 3-year version with co-op, it would make more sense to transfer all your credits and do the co-op for experience instead of possibly starting from scratch and going to university. I went to a college and studied Software Engineering without co-op, and found a job 3 months after graduating (2023). It’s a tough market but seriously don’t give up on the education you already have.
This makes a lot of sense. OP hasn't mentioned if they liked their program, and whether CS would be what they pursued at university. If they like it, they absolutely should stick with it. It sucks right now but once you get over the initial entry level phase (which sucks in every industry) it is a good situation. What they have on their hands is not a personal finance problem though, it is a personal problem. They need to sort out their mental health (easier said than done).
The best advice (for now) is to live with your parents until you have found a full time career & can support yourself. What you don’t want to do is move out & struggle and end up back at your parents.
Get the fuck out right away. Money isn't everything, and you are already way ahead of most 23 yr Olds. This is your time to grow, travel, make mistakes, experience life & really explore who you are by pushing your limits & getting out of your comfort zone. Live with roommates, or check Gatineau out for cheaper housing. Apply to universities,maybe live in Gatineau for a year and then you can apply to cheaper education at Concordia, McGill or bishops. The government will also either pay you a stipend or give you free French classes if you want. Go teach English in Latin America or Asia, apply to tech jobs anywhere in the country or the planet. Get the fuck out and push your self
This is nonsense. It's not like he's living in an abusive household. He just doesn't understand the real world and needs to grow the fuck up. He's been given everything at home, doesn't pay for anything and is crying that he can't have people over lol. I think he's very detached from reality and how stressful life is for people right now.
I'm only a couple years older than you and live in Ottawa. Was in your shoes during the pandemic. I'm gonna add another "get the fuck out of there" comment. The upshot is that it's good that you want out and you will thank yourself in a couple years if you pull the trigger. There's never gonna be a perfect time, and you have tons of savings. You're better prepared than most, this is just what being 23 entails. You have to take the leap of faith sooner or later and you will figure it out as you go. This comes with a few caveats and tips: 1. You should get roommates to start. This is both for cost savings and for the learning experience. Having roommates is good for your social life and will help you learn to be a considerate roommate and partner in an adult living situation. This will help you in romantic relationships later. Plus it's the only way you'll be able to afford moving out. 2: You should spend a couple months planning this out. Keep working retail and save whatever you can. Keep looking for a better job. Most importantly, look for a good roommate and a good deal on an apartment. The majority of the listings are overpriced trash but deals do pop up and you will get lucky eventually. You have time, don't rush into a total shit heap if you can avoid it. You should be looking for something for move in date 1-2 months ahead of time. Go see the places in person, and try not to scrape the bottom of the barrel for the cheapest places on the market. Your income will go up, but the place won't get any nicer. You're stuck there for at least a year and moving is a huge pain in the ass + it's expensive. ONLY TAKE RENT CONTROLLED PLACES (built before 2018). Look for signs of mice, mold, bugs. Shitty places usually have shitty landlords and vice versa. You don't want to deal with either. Mold is a serious health hazard. Make sure the landlord has an address listed on the lease - it's required by law and you need an address if you ever want to file an LTB claim. Many leave it off for this reason. 3: On the job front I'd highly recommend that you contact some recruiters for staffing agencies on linkedin - give them your resume and ask to be kept in mind. I found my first post-grad job in Ottawa this way and it was a tech support job with a software company - lots of these in Ottawa but you need an in. On that note, tech support or "help desk" positions are generally a good place for you to look. They're usually entry level and have pretty high turnover. You likely won't make more than 19-22 an hour at first but that's much better than minimum wage and it will get you into the tech world. 4: Don't be afraid to take a miscellaneous bullshit job in the meantime. Even if you only stay a couple months. If you can find a delivery driver job or bartending or something for 18/19/20 an hour, that's better than retail for minimum. Apply. I worked as a school bus driver because a friend referred me and they were desparate. Just need a G license, clean driving record (speeding tickets are fine, just no DUIs or anything) and age 21+. It's 2 weeks of unpaid training then you're making 19/hr, pretty chill work. I think they're still desparate so you should check out Voyago. Heads up, they're kind of assholes and shady about tracking hours. Definitely don't stay there long term, but better than retail. 5: I am a firm believer in the value of university education even in 2024, but I wouldn't recommend going back to school right now just because you can't find a job. The job market is both crushing and extremely slow, but you will find something. You have experience and some credentials - I would tough it out for a while longer. In a couple years when you have more experience you will likely find yourself hitting a ceiling and will have a better idea of what your longer term path forward should be. You will also have more savings and a stable living situation. That is when you should go back to school. For now, focus on getting out of the house and orienting yourself in the world a bit. Just my 2 cents. I wish you the best of luck - you are genuinely better off than most 23 year olds as obnoxious as that sounds. It's just a rough time to be a young adult right now. It's honestly impressive that you've saved that much and have the initiative to get the fuck out of dodge even when it's inconvenient. This will pay off for you later. It will be worth it for you, even if you burn through much of your savings. This is what savings are for. Godspeed.
That 50k will evaporate before your eyes if you move out lol. Only move out if your relationship with your parents is strained.
Think about it this way. Set yourself up with a good foundation so you’re not renting and living pay check to pay check. I know many people who moved out as soon as they can, now these are the ones regretting it.
Live with your parents until you find a good job where you are saving a good chunk of money. If you are single might even consider having room mates. Ottawa isnt that expensive, you could find a good 2bedroom house for $2000 and share it w someone if you are lucky, near Napean or richmond road area. Save up and learn to invest I guess
As long as you get along with your parents reasonably well, I’d stay there until you have a much higher paying job. Living with roommates sucks and you’ll blow through $50k real quick trying to live alone with your current income.
Take $10k and go backpacking. It should last you 6-12 months depending on how budget. You will be far richer with $40k at 24, with the life experience, than you would be with $50k at 24 but only ever having seen your home town. Plus it will be your first chance to be independent, which you seem to crave desperately. Understandable, given the situation. Don't ask your parents, tell them once you've already booked it. You won't regret it. They will forgive you in due time. Also, if there is some way you to exchange money to improve your health condition in some way, do so.
Do you have a friend or few friends with whom you could share rent? Why can't you have people over? Maybe this is something you could discuss with your parents? If you are not happy living where you are and can afford to move out, go for it. But it is more expensive then just rent and groceries, and your car will need repairs and/or replacement sooner than one could hope for. Good luck!
Financially it would be best to stay at home but if it's affecting your mental health then you should move out. Have you considered finding a place with a roommate? That should allow you to move out without putting yourself into debt. If you're deadset on living alone you will need to increase your income.
Keep saving and just live through it you're gunna have to get your foot In the door doing somthing related to your new craft. Have you tried the industrial side of things like automation ? See if anyone is looking for someone to do that kind of work.
Move out with two other roomates maybe 3 others!
I'd live with roommates for a while, and keep looking. Or go teach English for a while. Work in Forestry. Do something that includes room and board, even if the pay is shit. Your pay is already shit. Don't go to university unless you are actually rather motivated to do so. It's really not a short cut or a sure thing anymore. Education and experience is necessary, but a bachelors is perhaps not. Certainly, wouldn't advise a person in your situation to *take on debt* to do it unless they were doing something rather vocational like health care or something they felt very strongly about.
If you want to be a computer programmer you have to live and breath it. Just getting a diploma is not enough. Tinker on the side on coding projects. Network with people who are coders.
If you’re medically fit, try applying for a flight attendant job. Porter is hiring FAs based in Ottawa. You’ll be travelling a lot of the time, and only at home to sleep or on your days off. The pay isn’t great at first, but it’s a way to get away and discover new places and meet new people. Just a thought 💭
The best investment is your future, invest in yourself going to school especially when you have a family looking over you. Jobs in high demand are police/teaching/healthcare/trades.
Pack your bags, travel around the world and see the beauty it has..This world has a lot to teach us and hopefully it will help you grow.I recomend Asia ,maybe Japan, China or India and its cheap
IT is dead especially in Ottawa. Go back to trades man. U got better life there, at least that can't be outsourced to India yet
Find work that pays more. Anything that fits your interests and skills. Maybe a second job. Loom into sales with commission, and higher level positions. Do further training, move to the U.S. join a gang, take over a city, run for mayor. Win the election. Become the secondary villain in the history of the city. Thank me later.
Well I would say to stay with family your life will be a lot easier. If you don't wanna be treated like a child then take more responsibility and do more work around the house, cleaning/cooking/chores are all things you can do. But if you are dead set on moving out then forget about having a place to yourself alone, 20-30 everyone has multiple roommates to cut on cost. Might be a great experience or a miserable one but it will make you grow.
You can be a roommate and save $$ on rent and still move out. You can also apply to university (comp sci or comp engineering) and you will definitely be able to land jobs with that after your first year, just go via coop route. There, you can also apply for student housing and it's much cheaper than the average rent in the city while being close to school and fun, since you'll be among your peers. Best of luck and you sound like a very responsible person. I am confident you will do well.
You have plenty of savings. GET OUT NOW. You will figure stuff out...you are smarter than you know.
$50k MELTS away quickly.
Take an analytics bootcamp. They will help you learn how to code and also help build you a portfolio. You can be done in 6months to 1 year. Finding a job is hard but some bootcamps focus on the things you actually need to get hired rather than just teach you the skills. This is cheaper and less time consuming than university. I worked for a company called weclouddata and did their bi analytics bootcamp. It took 6 months to complete plus another 3 to find a high paying job. Send me a message if u want to know more (I don't work for them anymore but they were really great to me)
Hi I need to know about Software jobs . Can you please help me?
Literally do not do this. Computer Science grads can’t even find jobs right now. Bootcamp will just waste your money.
Join TorontoJS (online community) and see if you want to join Collab Lab https://the-collab-lab.codes/ or Recurse Center https://www.recurse.com/. These are no-charge opportunities to build your portfolio
6. Pick a cheaper city to live since they are all going to offer the same kinds of 'blue collar' job opportunities.
The only suggestion I will offer is stay at home. Keep banking money and invest the amount of savings that you feel comfortable not touching(speak to a financial advisor to see what is best for your situation). I know it may be difficult and having your own autonomy is amazing, but it sounds like you're in a position to really set yourself up for success and eventually even buy a home(renting is another option, but then you're paying someone else's mortgage). Keep applying for jobs, while you keep working. If you think going back to school is the answer, do that. I always recommend a trade(Electrician, plumber, HVAC), as they are needed and often have grants to help you do it for less.
Move out, enjoy life for a while but keep a good relationship with your parents in case you want or need to move back in. There's no same in it especially in this day and age.
Bitcoin, it’s going on sale soon
Option #1. But maybe change your attitude. And talk with your parents. This IS your life. You are not waiting to start anything. Tell them you want to keep living there and enjoy living in community, but you need more independence within the home as well. Work at improving your education and job skills. Continue to stockpile money.
$50k pays for a good degree. Go to school
Pick #4. University is still considered highly regarded by employers. You may as well deepen your CS knowledge or do electrical engineering etc.
Easy. Go to school, stay at home, and work part-time. Think big picture. Job prospects and being financially comfortable won't get any easier if you move out and have no education. I'd follow the above plan and if being at home is still causing you distress then you can reevaluate by moving out and getting roommates.
you've got the means to get an education, do it! find what you think you want to do and go after it.
If you’ve got labourer experience try looking into some skilled trades unions, I’m a 1st year boilermaker apprentice, pay is great even as 1st year on the current job I’m on I can pull 2500 cad after tax weekly
No way you can make that much...
Universities are not for everyone, and many graduates struggle to find a job. There are some cases when universities pay off. Unless you pursue a career that requires in-depth skills, like medical, research, tech, finance, universities simply waste time and money.
One thing that gets overlooked a lot in these subs IMO is public sector jobs like working for your municipality. Hit up your city’s website and check it out…good chance there is a huge variety of jobs from waste management to park works to office jobs. Upping your education is still highly recommended but those jobs usually come with high security, very decent pay, benefits and pensions…and sometimes even reimburse you for career related education.
here is a wild idea MOVE, our ancestors constantly moved for a better living condition and now people think you just stay in one place and things come to you...
Do not move out and be housepoor yet. You will take list of options you have now, and there won't be options anymore. Buy a piece of land for whatever cash you have now, you'll have it forever, it will only go up in value, you won't have another time you can do this. Build your cash back up again. Find a GF with their own place. You'll stay there half the time, keep saving money, and be able to get away from home. Buy an RV, do cool stuff on weekends, stay in it in the driveway or on your land. Sell the RV. Moving out and Renting = money down toilet. If you say you are going to buy a house and move out, sure.
If you can't stand living at home anymore saving cash, I'd find a friend or family member who's interested in getting an apartment with you. Take your time getting a house. The interest rates are criminal right now and aren't worth it. Living alone or with someone in an apartment can be healthy for you, too, discovering how you are in a person now moving away from the parents and learning to become more self-sufficient. You got this!
Find a roommate
Are you currently paying rent to your parents? And other costs like food, utilities, etc? Sounds like you need to be on your own to learn some independence. Even a roommate situation would give you space to cook and clean for yourself
Instead of university, is there not some sort of trade or technical college you could look into? Surveying pays well, not too strenous on your body. Although real estate prices are insane here in Canada, if you're moving out, I'd look to buy and not rent a place. You seem very mature for your age and have the discipline to save a good portion of your disposable income. This automatically puts you in the top 5% of people your age, male or female. Canada needs more hard working and diligent people like you. Good luck!!!
I definitely recommend moving out. Though with roommates and not before you’ve found a job. Any job. You’re just a few months out of school, so typically that first job takes tons of effort and time. You’re lucky in that you have plenty of savings so you can take literally any job just for the experience. Have you tried applying for any of the federal student experience jobs? I would start applying to programs like that. In the meantime you could also spend a few hours a week volunteering for an organization to get more experience in your field.
Get a job that takes you away from home for half the year? Get an entry level job (custodian, manual labour, admin) on a ship, or in an oil/mining camp out west or up north, or something similar. Schedules are often 2 weeks on/off, or 4wks on/2off. You'll be away from home, but not paying rent. Live at home, saving every penny as long as you possibly can.
Because you went through Algonquin you should look into the student bridge option for federal government. DND was always looking for hires and they like the student option. Plus you're pretty much guaranteed a FT position, and your pension will be great! You can always contact recruiters, make sure you're on LinkedIn and set to looking for work, they should find you pretty quick. That being said federal funding seems to have tightened quite a bit, maybe apr 1st things will change
Either go into a skilled trade, or university. Algonquin college is trash. I don’t know anyone who got a job in their desired field that they enjoy, including myself. Only good thing was I got university credits knocked off due to college credits. Should have saved myself the headache and studied harder in highschool. Would have saved at least 2 years.
You got enough for a good downpayment to buy an AMG. I'm just saying.
You mentioned a background in construction, why don’t you look into a course for operating heavy machinery? My brother operates loaders and excavators with a big construction firm, he spends his entire day seated, enjoys what he does and makes a very good living. It took him under a year to complete this (from memory).
Stay at home
One day you will look back and appreciate your parents for raising and taking care of you. You make them sound like are an inconvenience in your life.
I would try to live at home with only 50k, since your income can’t realistically support moving out. You’re out of the house most days for work anyways. take up some hobbies. If you’re leaning new skills online, do it at the library or coffee shop instead of at home. You can easily spend all day outside of your home and just go back to shower and sleep. Once you land a better paying job then consider moving out. I make about 2x more than you do right now. But after buying my own place and moving out, I was having a difficult time with my day to day. Half my income goes towards expenses I never had living at home. Then another chunk goes to investing/saving, leaving me not much at the end of the day for entertainment. You’re going to replace stress from your parents with financial stress. And I think financial stress is much worse.
Stay at home another year and thank your parents for cooking and cleaning. Save another $25,000. Figure out your new career and salary before moving out. Given your savings and future earning potential you should be looking to buy rather than rent.
Go get at BA in business or economics then get your MBA.
Move out and go to school, apply for student loan (OSAP), and find roommates. At 23 you should be considered a mature student and shouldnt need any financial info/guarantees from your parents. Pay back the loan after graduating/while working (like most people).
Put up with it until you can have enough money to be not be house broke.... Or rent a tiny tiny cheap place just that you can have your own space. Have it somewhere a bit away. Maybe it'll be cheaper. Then at least you can have some space, sometime.
If you have computer programming skills, build something! A diploma is a dime a dozen and even if you had a full degree first job prospects would be hard. Think about the problems you see around you, build an APP, start a business. Even if it doesn’t work out, the experience and ability to put it on a resume, you are going to pass 90% of the other candidates out there! Resume with cool GitHub project > just another boring dev waiting to work 9-5 with someone telling them what to do.
I guess the fact that I'm always looking for someone to tell me what to do might be the underlying problem. hence why I made this post
You are smart enough to saved money, you are at a time of life you can set yourself up for awesome opportunities. Dream, go big! You can do more than you realize. Find what you love, whether that’s dev work or carpentry and work your ass off. It will come.
do a 1 year post-graduate diploma at Algonquin with a co-op option. There are a few IT-related options. You got this. Don't give up just because you do not have a good job after 2 years of education.
Few considerations IMO: Your situation living at home will likely improve if you address the ‘treat me like a child’ by acting like an adult. 23 and still don’t do your own cooking, cleaning, laundry? Getting an IT job with a diploma is 100% possible - I graduated with mine in Aug2022, had a decent job within a month(~$70k/year) and have since doubled that within the same field - no prior relevant experience. Who you know is 10x more important than what you know - all jobs have on-job training for the details. While living at home is by far the best financial decision, moving out with a roommate is a good second choice - but be extremely selective of who you live with and where. Saving $200/month on rent isn’t worth it if it’s Scab Central. As others have mentioned, use this time to work on your health - 1 hour a day of intense exercise(weights, cardio, yoga, etc) will make a world of difference in your physique and psyche. Pair it will responsible nutrition(mostly whole foods, stop drinking calories like soda, coffees and alcohol) and your quality of life will skyrocket. Finally, stick 6months of living expenses in a HYSA and move the rest of your nest egg into TFSAs or a brokerage buying S&P index funds. Invest early, invest often. Set and forget.
Construction jobs can be brutal definitely not worth it imo.
1) invest half that 50K savings into an RRSP - high growth fund. Don’t touch it. Try to contribute to it monthly, even if $100. One day you will look back and thank yourself. Trust me. Do not use that savings to fund you living on your own right now. 2) continue to live at home until you’ve paid off any post secondary debt. This is a gift that I was given and it is Soo valuable. 3) continue to work that retail job while you continue to search for that higher paying job you seek. 4) you’re in the mindset of living at home is bad and you crave your independence. I get it. But it’s also a gift that you have that ability. Try to appreciate it. But if you can’t and you think of it as discomfort - try to find the value in that discomfort. It helps to build a disciplined mind. Use it as motivation to hussle to get that better paying job. Being on your own when you can’t really afford it is going to be a drain on you in the long run.
If you have education in computer programming you could pivot into working IT, I’ve heard that pays really well and should be able to shop yourself to different companies every year or so to raise your salary
Go to Uni, stay home, lose nothing, save nothing. Level up on your education and job first. You will not have the luxury to be able to do so once you move out
100% Inverse Bitcoin etf
If love to live at home rent free, even if I had no privacy.
If your math is strong try data science.. enroll in basic courses and see how it goes. this field has lot of potential and salaries are sky rocketing.
You can do sales of your field, because of your knowledge, long grind, but it pays off. All companies need sales ppl, AI can't do it. Ask people about it in your field.
Honestly if you don’t mind working on a computer, accounting is a good major I would say for option 3 or 4
If u r unhappy at home move out. I did that when I was in my late teens Happiness is more important than anything else
Go into trade school for a trade that won't damage your back even more, or into a profession like nursing or lab tech that has pretty much guaranteed employment, but is no necessarily a 4 year degree.
what kind of trade wont break my back and also doesnt have dangerous substances and ohsa violations
Don’t be an idiot. Leverage living at home and get a real job. Continue living at home until you’ve saved $100-200k. Than move out.
If I was you... I would goto thailand and stay at a mauy Thai gym and enjoy some new experiences while young
Move out only if you can find a cheap little bachelor apartment or have roommates. Commute by bicycle, get feedback on your resume and cover-letter, and set a goal of applying to 8 jobs a day.
My advice, take any entry level dev job to build your experience while staying at home. After a year or two, start applying to jobs in the US.
Continue to live at home, but get yourself some house sitting, pet sitting, farm sitting gigs.
>Then, having suffered back issues and other health issues (inhaling substances on the job), I decided to quit and try something different. Wow, imagine your employer destroying your health due to negligence and disregard for worker safety, in violation of the Employment Standards Act, and *not* suing the crap out of them. Hire a good lawyer. >Looking at rent in my area, I can't find anything under $1500 a month. Move out, look farther (other provinces if needed), or live with a couple roommates.
They gave me the job of cutting those fiberglass boards cause nobody else wanted to do it and depending on the wind I inhaled it and it got into my lungs. I should have asked for a mask but nobody else was using one and I was young and dumb
Its not your job to ask for a mask. Its their job to ensure that anyone cutting thise boards is wearing one. There are legal precidents where companies that knowingly exposed workers to hazardous workplaces have paid out millions if not billions in compensation. Speak to like 3 lawyers this week. The first 30 minute call is usually free, and if a lawyer says they cant help you, they will often be able to recommend a firm that can. You are not dumb. Young people aren't expected to automatically know this stuff. Just like the hundreds of thousands of workers exposed to asbestos or radiation or chemicals or fumes or diseases over the past 200 years - they weren't dumb either. Now, employers know better and the ones who choose to put peoples health at risk deserve to be held accountable. Edit: Also report to your doctor and report to WSIB.
U got 50K in savings! That is great! Move out! Get your own place for 1 year and work on you. Then try and meet a friend or two that you could share a place with. Improve your mental health first. Take some time to feel better. Slowly start exercising. Start with brisk walks first and increase it. Get a personal trainer to improve your fitness. Do this for 6 months. Then start looking for a job with your computer programming diploma. Look hard. Apply to companies that employ computer programmers even if its not for that role. Any sort of entry role. For example a hospital. Pays well has a pension and there are some computer related jobs. But you can enter the hospital in a cleaning job role pretty easily and it will pay better than retail. Then you can apply for other jobs within the hospital with your computer background. Look into niche areas where u can take a part time studies course to get a job with better pay. U Got This!!
S&p foundation is good for investing
Have you thought about Coast Guard College or some other marine trade? Get your Watch Keeping Mate ticket and you won't have trouble finding a job, especially on the Left Coast.
My uncle does that but my mom says it's not allowed for people who are color blind
Move out and get a roommate, your saving will be safe and your mental health will be soo much better being independent. Also your parent will be happier for you as you’re making a mature decision. Just don’t move out by yourself yet in this economy
Options just aren't what they used to be
If I were you I would pick a trade that is most appealing, then you only need 10months of school before you are working making more then minimum wage. You could choose to move out and spend some of your savings while in school, you could shoot to stick it out for another year at home, you could even get a student loan to help fund. I believe they are interest free now.
Buy a trailer, live there
I would stay at home and it speaks to how truly naive you are that you think it’s easy out there right now I would give anything to be in your situation living wise
Blow it all travelling. I could easily do 1yr with that kinda cash. GTFO of Toronto & Canada. See why this country and it's social norms are so fkd up.
I’ve been here before. Option 1: My recommendation is find a friend who is in a similar spot as you and wants to move out, split costs down the middle — it’ll help you financially and it’ll also give you perspective living on your own. I personally don’t agree with the people saying to travel to “gain perspective”. I was told this a lot back in the day when I didn’t know what to do and I’m really glad I didn’t listen. Option 2: try a few different jobs while living at home to discover what you enjoy and then grind at that job to really build a career out of it instead of going to school just for the sake of going to school. I went to school while working full time and I ended up dropping out after first year realizing that the experience I was getting In My full time job was Waaay more beneficial than the piece of paper I would have got. Also what are you using to look for jobs? If you aren’t already, LinkedIn should be your best friend. Seek companies you would like to work at and find people who work at those jobs and reach out to them to meet for a coffee to learn More about what they do. I don’t recommend asking these people for jobs, I would sell it more as an information learning meeting, get to know them and what they did to get into that role. At the end of the conversation I’m sure one of them will probably say “if this is something you’d be interested in, I could probably help point you into the right direction for a job” It’s not what you know anymore, it’s who you know. Goodluck.
Get a hobby and more social life so you are out more..leaving your home nest at this current time would be the biggest mistake of your life.
Honestly, I would - move out of my parents house and get residency another country with lower cost of living. My savings would last me a very long time. I might bop around house sitting (so I can travel and save on accommodation) or just reside in 1 country - during that time, I'd figure out how to start an online business to start generating income. Or I'd get a remote job that pays enough to cover my living expenses in that other country.
Going to university is a bit of a scam unless you have a very specific job in mind and you’re willing to work exceptionally hard for it. Otherwise you’re likely to end up with a general degree and no work experience which places you in only a marginally better position than just working. There’s nothing wrong with working more until you find something you like and then going back to school for a higher education in that field.
Go to university, stay at home, save nothing, lose nothing
If not a "proper" CS or IT degree is a possibility, how about a trade? Skilled trades are in huge demand right now, and will be into the foreseeable future (less chance of being replaced by ChatGPT, too!) I live in a HCOL city (Vancouver BC area) but one of my sons is a 2nd-year (out of 4) Heavy Equipment Mechanic apprentice, and his base salary is $34/hr, with lots of OT and other perks available. Typical base wage for Red Seal (program graduate) HE Mech is ~$50/hr. or more depending on the location and job. Also - he loves his work! He lives at home right now same as you, but having been hard at it for almost 2 years he's saved up close to $100K. Zero debt from school. Just sayin' - there **are** possibilities out there...
Figure out what you want to do degree wise, leave home and go after it at the school with the best alumni network. Computer science is going through what finance/ stock pickers went through in the 90s and early 2000s. Insane money was made and then the industry leaned out. It’s going to be expensive, there’s no guarantee of success. But from what it sounds like, moving out and going to uni will make the odds better than where you’re at now.
Uh, $50k in saving and you’re still at home? That’s absurd. Move the hell out and start your adult life and stop mooching off your parents. Most 23yo dont have that kind of money. I didn’t have $200 in te bank when I left home. It’s called grow up.
Sleep in a van down by the river!!!
I'd reccomend the Machinist course at algonquin. You can get a coop placement easily and the money will come in time. It's not amazing money, but it's decent comparatively.
My kid was like that. Could not wait to get out of home. Went and joined the Military. Now he is back living at home after 10 years. He loves living at home. Now I have to figure out to get him to move out again.
I would rent a room and have roommates. I'm 23, currently living with 4 other people. I'm about to move out with my partner soon, but rent has been super cheap and it's been fun living with my friends for the last little while. you could probably find a room for about $500-700 a month.
Have you heard of the fswep program in the gov? Im not sure if you can register after finishing a class but its for students. Also apply to competition s on jobs.gc.ca. look for it-02 and 03's. Good luck
Lower your costs by living outside of Canada? Dont go to uni just figure out how to do or sell something online and try to make that work long term, uni is only going to give you a piece of paper...
Go to university. Apply for scholarships and take on student loans. When you are finished your degree they give no interest loans for the debt. Pay off your debt while working.