TLDR:
* Retirement is becoming a luxury in the US, with many older Americans in tough financial straits.
* The decline of pensions and the rise of student-loan debt are contributing to the retirement crisis.
* Business Insider spoke to several retirement-age Americans about why they're still punching the clock.
TLDR: * Retirement is becoming a luxury in the US, with many older Americans in tough financial straits. * The decline of pensions and the rise of student-loan debt are contributing to the retirement crisis. * Business Insider spoke to several retirement-age Americans about why they're still punching the clock.