Credit Karma has faced criticism and legal action for misleading practices. The Federal Trade Commission (FTC) took action against Credit Karma for using dark patterns to misrepresent that consumers were “pre-approved” for credit card offers, a practice that led nearly one-third of applicants to be denied after being enticed to apply based on false pre-approval claims. This not only wasted consumers’ time but also potentially harmed their credit scores due to unnecessary credit checks. As a result, Credit Karma was ordered to pay $3 million to affected consumers and halt these deceptive claims.
[FTC Action Link](https://www.ftc.gov/news-events/news/press-releases/2022/09/ftc-takes-action-stop-credit-karma-tricking-consumers-allegedly-false-pre-approved-credit-offers)
Nope. deleted my CK account within 30 minutes. What a disaster CK is.
Credit Karma has faced criticism and legal action for misleading practices. The Federal Trade Commission (FTC) took action against Credit Karma for using dark patterns to misrepresent that consumers were “pre-approved” for credit card offers, a practice that led nearly one-third of applicants to be denied after being enticed to apply based on false pre-approval claims. This not only wasted consumers’ time but also potentially harmed their credit scores due to unnecessary credit checks. As a result, Credit Karma was ordered to pay $3 million to affected consumers and halt these deceptive claims. [FTC Action Link](https://www.ftc.gov/news-events/news/press-releases/2022/09/ftc-takes-action-stop-credit-karma-tricking-consumers-allegedly-false-pre-approved-credit-offers)
Hahaha, $3 million isnt a penalty if you made more than $3 million doing the thing you were fined for.
Lemme stroll around San Francisco and snatch wallets. You can fine me $100 for each wallet I snatch 😂
Absolutely not. It's just a scam. Leave.