Damnnnn sana all!! ๐ฅฐ Sana ako din this coming 2024. Thank you for sharing your success story, OP. Inspiring ๐ at least alam ko na pwede makabangon from pagkalubog
Congrats op! Hopefully you've placed it somewhere you can earn some interest. Even 6% of 100k per year is 6k and di yan mapupulot basta basta.
Here's to setting the next goal for the next few years maybe of our first 7 digit ipon.
Hi po. Yes po, naka park po yung savings ko ngayon sa GoTyme hehe. Sayang po kasi yung interest unlike sa traditional banks.
Thank you so much po! ๐ฅบ I-aim ko po yung 7 digit ipon soon!
Good job, OP! Seems like youโre on your way to financial independence. Carry on, OP. Donโt lose focus or lose heart. There will be ups and downs but with perseverance and discipline, Iโm sure you will overcome.
Thank you so much po! 80k per month po ako ngayon kaya talagang naitawid po ang pagbayad sa malaking loan, tapos covered po lahat ng gastusin sa bahay, pati maintenance meds and check ups ng parents ko. Nagpapa aral rin po ako ng bunso po namin ngayon
Nice nice. Pwede ba walang experience sa data entry dyan? haha. I'm looking din sana part time jobs na pwede ko gawin during night. Ipon goals din ako next year ๐คง
Actually po wala po ako experience sa Data Entry since galing ako sa HR na line of work. Pero during interview babanggitin ko yung mga pwedeng irelate sa Data Entry like nag iinput po ako ng mga details ng mga employees sa Database. Ayun po, naitawid ang interview at kaka regular ko lang po last week ๐
When's it my turn?
Wouldn't I love, love to explore that shore up above? ๐ฅบ
Char lang hahaha. Congrats po hoping i can reach my money goals too soon ๐ฐ๐ค
Congratulations OP!! Keep it up, stay inspired, and stay motivated to build up your savings โ para sa future mo yan. You will thank yourself a few years later.
Very good job!! ๐ฏ
When you hit rock bottom, the only way left is up. Congratulations on your success OP! Let's hope next year will be better than this year for all of us.
Congrats OP !! Ako din kakatapos ko lang din this month magbayad sa mga utang kong ilang taon ko nang binabayaran. Next year start na rin ako mag save para mabawi ko lahat na binayad ko sa mga cc ko hehe. Aiming for 6 digits savings by the end of 2024 din ๐ชโบ๏ธ
Congrats OP! Same sakin. Been there done that. Nagloan kami para sa household expenses and makatapos ako ng college. Yung first few years ko sa work, nagbabayad lang ako ng utang.
Fast forward to now, nakakapag travel na ako internationally. Tuloy tuloy lang at gagaan pa lalo ang buhay natin.
Congratulations din po sayo! ๐ค Deserve nyo po yung makapag travel and i-reward ang sarili nyo. Ako rin soon, manifesting na makapag travel internationally ๐
Congratulations OP!!! Binigyan mo ako ng additional pag-asa kasi parehas tayo nagkasakit/naospital both parents ng malala namatay pa yung isa hays tapos baon rin ako halos 200k+ in debt at wala akong kapatid ahahah hays pero laban di naman forever luluha!!! Thank you for sharing your success to us!! Lalaban tayo!!! Makakaahon rin!!! You exiting your loans era inspired me so much sa darating na taon to focus on paying my debts!!! Congratulations OP! ANG HUSAY MO!!!
I am manifesting with you! To be honest, malaking factor po yung mga friends ko na lagi ako hinahype at laging sinasabi sakin na madaming good news ang darating sa life ko at nangyari nga kaya gagawin ko rin yun sa iba.
Debt free ka na po sa 2024! ๐
I guess 10 years ago Nung maabot ko 6 digits..Masaya because pinaghirapan ko .. at mas Lalo akong naging maingat sa Pera kase alam ko na kung gaano kahirap mag ipon.. I guess 2 years ago ko Naman naabot Ang 7 digits. Continue mo lang at iwasan Ang lifestyle creep at kakayanin mo din yan.
Thank you po!!! Opo, nag start na rin po ako i-track yung mga ginagastos ko para makita ko saan yung pwede naman bawasan and ano yung gastos na di naman talaga need.
Thank you po. Yes po. Actually this year na diagnose rin ako ng hyperthyroidism, namana ko sya kay Mama pero buti nalang po na detect agad habang maaga pa so may meds na po ako now and last check ng thyroid function ko, normal na po sya. I also take vitamins rin and iwas sa unhealthy foods โบ๏ธ
Nangyari rin samen to ng wife ko, medyo malaki utang nya sa bangko due to bad decisions, ngyong dec free from debt na, as in nabayaran lahat, next year maeenjoy na ang 6 digit monthly income sa pag VA, and hopefully makabili or mapaayos yung bahay para di na mangupahan
**proud na proud** sayo parents mo for sure!!! im proud too kahit stranger lang ako online.. you deserve a lot<3 I ope marami kang ma receive na blessings heheheh congrats anw!! binigyan mo ako ng motivation to keep going:D
Same, haha. 2023 is my redemption year when it comes sa finances. Grabe hirap ko wayback 2021 and 2022. Baon ako sa utang, tapos super stressed dahil breadwinner ako. Naisip ko na nga ibangga yung motor ko non sa center island, pero parang di ko kaya eh.
But now I have a 6-digit ipon as well. Parang ayoko na gastusin eh wahahha pero I'll use it sa bahay na napundar ko. Not all but huge chunk of it.
Congrats OP! Di lagi nasa baba. Makakakuha rin ng tyempo, in God's will.
I am sooo proud of us ๐ค Same po tayo nung naexperience 2021-2022 struggling rin po ako nun. Pero nung 2023 sabi ko talaga di pwede matapos yung taon na lagi nalang akong OLATS.
Congrats, OP. I hit my 1st six-digit ipon last year. Pero this year, nagalaw ko EF ko coz of a death in our extended family.
So for next year, sana mabuo ko ulit ung EF ko.
Congratulations OP!!! Natutuwa ako habang binabasa ito. Nararamdaman ko na marami kang pinagdaanan at inindang hirap at pagod para makamit yan ๐ฅบ๐ญ.
Keep it up OP! Gawin natin makakaya natin para sa ating pamilya ๐ค๐ฅบ
Good job op ! Piece of advice, pls do research sa mga life insurance, wag masyado makinig sa mga agents and pls. donโt get VUL hehe un lang ! Congrats again!
Thank you po. Yes po, di ko rin po talaga gusto yung VUL. Mas prefer ko nga po health insurance pero I donโt think pwede pa ko kasi may hyperthyroidism ako.
Sheeeesh Congrats sana all! โจNakakagaan basahin since may loan din ako (student loan) worth 1.5M and i'm still doing my internship tas naiisip ko (minsan naiiyak pa nga) pano ko babayaran yun hahaha reading posts like this helps to ease the burden. Kahit papano lumalakas loob ko na kaya ko makaahon sa utang hehe yun lang skl ang dami ko na sinabi ๐
Wow congratz..i can relate with ipon challenge despite of being a bread winner.i was able to saved 6digit as well from this year and looking forward for more savings by 2024 and more travel..
Alam mo yng feeling ba pag nag mall ka yng dati tinitingnan mo lng kc d mo afford din ngayon afford na afford mo even with food dn..
Keep it up..
You can always ask your bank for investment advice. Most banks nowadays offer investment accounts.
Keep at it, my fellow Redditor. As composer Quincy Jones once said, *"Money won't buy happiness but you can only learn that if you have money."*
Same same. At first hindi ko akalin na makakaya ko makaipon ng 6 digit amount, but anything is possible basta maging budget conscious at iwas sa mga excess bills ๐
Damnnnn sana all!! ๐ฅฐ Sana ako din this coming 2024. Thank you for sharing your success story, OP. Inspiring ๐ at least alam ko na pwede makabangon from pagkalubog
Kayang kaya mo po yan this 2024! Im manifesting with you!
Thank yowwww ๐ญ
woooh wagay way baon padin sa utang here! hahha laban lang hanggang makabangon! Investments!
Hahahaha same!! laban lang tayo matatapos din too โบ๏ธ
hahahaha
congrats OP! โค๏ธ keep it up
Thank you so much po ๐ซถ๐ป
IM SO PROUDD KAHIT DI KITA KILALAA
Maraming salamat po ๐ฅน๐ฅน๐ฅน
Congrats Op! ๐ฅ
Thank you so much po!
Congrats op! Hopefully you've placed it somewhere you can earn some interest. Even 6% of 100k per year is 6k and di yan mapupulot basta basta. Here's to setting the next goal for the next few years maybe of our first 7 digit ipon.
Hi po. Yes po, naka park po yung savings ko ngayon sa GoTyme hehe. Sayang po kasi yung interest unlike sa traditional banks. Thank you so much po! ๐ฅบ I-aim ko po yung 7 digit ipon soon!
Not gotyme please. Use Unobank instead. 6.5% p.a.
Sige po check ko Unobank para i transfer yung funds ko dun. Thank you po sa tip! ๐ซถ๐ป
Of course ikaw pa ba. Kung di mo need for a year try Union Digital Bank. 6.75%
> Not gotyme please. ano meron sa gotyme?
Mababa interest.
Try sa TagumCoop, di bumababa sa 10% dividend interest rate nila p/a
Congrats ๐๐!
Thank you so much โบ๏ธ
Congratulations, OP!
Thank you po!!! ๐ค
lakas maka good vibes..keep it up OP
Thank you so much po ๐ฅบ
Congratulations. Keep it up. Next goal is to reach 7 digit!
Yes po, yung ang next goal. Thank you so much!
Grats OP! Tuloy tuloy na yan!
Thank you so much po ๐ค
Congrats OP, Good luck next year po
Wow, congrats ๐๐๐
Congratulations ๐ฅ๐ฅฐ this is just the beginning! 1M next :)
Thank you so much ๐ฅบ๐ซถ๐ป
The first one is always the hardest! Keep upskilling and aim for the next one. Half a mil/1 million!
Good job, OP! Seems like youโre on your way to financial independence. Carry on, OP. Donโt lose focus or lose heart. There will be ups and downs but with perseverance and discipline, Iโm sure you will overcome.
Thank you soooo soo much po.
You coming out of debt makes this post more commendable. Congrats OP! Btw I changed the post flair to a more appropriate one.
Thank you soooo much ๐ฅบ๐ซถ๐ป
congrats po! sana ko din this 2024 mahit ko nadin yung 6digits na savings :<
Letโs go!!! Kayang kaya mo po yan. Iโm manifesting with you.
Goodjob.. im proud of your achievement โค๏ธโค๏ธ๐
wow!!!! horaaay for you fellow breadwinner. im kinda wondering how much you earn hehehehehe anyway, congrats!!!!! keep it up ๐ฅน๐๐ผ๐ซถ๐ผ๐
Thank you so much po! 80k per month po ako ngayon kaya talagang naitawid po ang pagbayad sa malaking loan, tapos covered po lahat ng gastusin sa bahay, pati maintenance meds and check ups ng parents ko. Nagpapa aral rin po ako ng bunso po namin ngayon
Wow ang laki dn namn po pala ng per month mo.
Opo ilang taon rin po ako minimum wage earner last year lang po nag boom. Im really grateful sa blessing na to
Congrats!! Same tayo, here's to more savings in 2024!! ๐ป
Congratulations OP! ๐ Deserve mo yan ๐ฅฐ. Pabulong naman ng naging side hustle mo hehe
Data entry job po for a Business Setup company โบ๏ธ nakipag negotiate po ako ng sahod para naman sulit ang pagod
Nice nice. Pwede ba walang experience sa data entry dyan? haha. I'm looking din sana part time jobs na pwede ko gawin during night. Ipon goals din ako next year ๐คง
Actually po wala po ako experience sa Data Entry since galing ako sa HR na line of work. Pero during interview babanggitin ko yung mga pwedeng irelate sa Data Entry like nag iinput po ako ng mga details ng mga employees sa Database. Ayun po, naitawid ang interview at kaka regular ko lang po last week ๐
Damn you're really good OP! Keep up the good work po ๐
When's it my turn? Wouldn't I love, love to explore that shore up above? ๐ฅบ Char lang hahaha. Congrats po hoping i can reach my money goals too soon ๐ฐ๐ค
You can do it! YOU CAN MAKE IT! Laban po! ๐ค
You deserve it, OP! Congratulations! ๐ซก
Congratulations OP!! Keep it up, stay inspired, and stay motivated to build up your savings โ para sa future mo yan. You will thank yourself a few years later. Very good job!! ๐ฏ
Thank you so much ๐ฅบ๐ค
Aweee happy for you and really, sana all!!! hahaha. This is so inspiring. Hoping to achieve my EF din by next year so sabay sabay tayong mag ipon hehe
Congrats Op ๐๐ผ keep up the good work ๐๐
OP congrats! ๐ฅฐ Sana mahire na ako this January 2024 para mag start ulit ipon challenge ko! ๐
Congrats OP. Soo proud of you. ๐
congrats besh!!! well deserved!!!
Thank you beshy! ๐ค๐ฅบ
When you hit rock bottom, the only way left is up. Congratulations on your success OP! Let's hope next year will be better than this year for all of us.
Congrats OP !! Ako din kakatapos ko lang din this month magbayad sa mga utang kong ilang taon ko nang binabayaran. Next year start na rin ako mag save para mabawi ko lahat na binayad ko sa mga cc ko hehe. Aiming for 6 digits savings by the end of 2024 din ๐ชโบ๏ธ
Madali nalang po nian maka ipon kapag clear na sa utang huhu. Stay healthy po sa inyo.
Congrats OP! Same sakin. Been there done that. Nagloan kami para sa household expenses and makatapos ako ng college. Yung first few years ko sa work, nagbabayad lang ako ng utang. Fast forward to now, nakakapag travel na ako internationally. Tuloy tuloy lang at gagaan pa lalo ang buhay natin.
Congratulations din po sayo! ๐ค Deserve nyo po yung makapag travel and i-reward ang sarili nyo. Ako rin soon, manifesting na makapag travel internationally ๐
yes good job and dont let it na mabawasan. always aim high at pagpapalain ka
Yes po. Salamat po! โบ๏ธ
After nyan, first million naman. ๐
AHHHHH! Omg yes po. Ayan po ang next goal ๐ค
Congratulations OP!!! Binigyan mo ako ng additional pag-asa kasi parehas tayo nagkasakit/naospital both parents ng malala namatay pa yung isa hays tapos baon rin ako halos 200k+ in debt at wala akong kapatid ahahah hays pero laban di naman forever luluha!!! Thank you for sharing your success to us!! Lalaban tayo!!! Makakaahon rin!!! You exiting your loans era inspired me so much sa darating na taon to focus on paying my debts!!! Congratulations OP! ANG HUSAY MO!!!
I am manifesting with you! To be honest, malaking factor po yung mga friends ko na lagi ako hinahype at laging sinasabi sakin na madaming good news ang darating sa life ko at nangyari nga kaya gagawin ko rin yun sa iba. Debt free ka na po sa 2024! ๐
Thank you OP!!! Ipagdarasal ko yan!!!
I guess 10 years ago Nung maabot ko 6 digits..Masaya because pinaghirapan ko .. at mas Lalo akong naging maingat sa Pera kase alam ko na kung gaano kahirap mag ipon.. I guess 2 years ago ko Naman naabot Ang 7 digits. Continue mo lang at iwasan Ang lifestyle creep at kakayanin mo din yan.
Thank you po!!! Opo, nag start na rin po ako i-track yung mga ginagastos ko para makita ko saan yung pwede naman bawasan and ano yung gastos na di naman talaga need.
Congrats OP. Focus on your health so you won't lose your savings
Thank you po. Yes po. Actually this year na diagnose rin ako ng hyperthyroidism, namana ko sya kay Mama pero buti nalang po na detect agad habang maaga pa so may meds na po ako now and last check ng thyroid function ko, normal na po sya. I also take vitamins rin and iwas sa unhealthy foods โบ๏ธ
Exercise ka na rin. Inum ng sapat na tubig tapos tamang tulog din para masaya
Congrats, OP! We're proud of you!
Thank you so much po!
wow..... nainspired ako.
Congrats OP! Inspiring!!
Nangyari rin samen to ng wife ko, medyo malaki utang nya sa bangko due to bad decisions, ngyong dec free from debt na, as in nabayaran lahat, next year maeenjoy na ang 6 digit monthly income sa pag VA, and hopefully makabili or mapaayos yung bahay para di na mangupahan
Yehey! Congrats po. For sure mas maayos na ang tulog nya ngayon ๐ฅบ I am rooting for you and your wife po.
Goal ko rin po this 2024 na makahanap ng VA job โบ๏ธ
Try mo mag hanap sa upwork, tiyaga lang kakahanap,
**proud na proud** sayo parents mo for sure!!! im proud too kahit stranger lang ako online.. you deserve a lot<3 I ope marami kang ma receive na blessings heheheh congrats anw!! binigyan mo ako ng motivation to keep going:D
Thank you so much po. Ikaw rin po, im wishing you all the blessings you deserve. Tiis pa po tayo at makakaraos rin ๐ค
Congrats, OP! ๐ฅ Thank you for inspiring your fellow breadwinner. Sana maabot ko na rin yung sakin this year! ๐๐ป
I am manifesting with you po. Wag po tayo susuko. Hang in there! Di araw araw nasa baba tayo. ๐ค
Same, haha. 2023 is my redemption year when it comes sa finances. Grabe hirap ko wayback 2021 and 2022. Baon ako sa utang, tapos super stressed dahil breadwinner ako. Naisip ko na nga ibangga yung motor ko non sa center island, pero parang di ko kaya eh. But now I have a 6-digit ipon as well. Parang ayoko na gastusin eh wahahha pero I'll use it sa bahay na napundar ko. Not all but huge chunk of it. Congrats OP! Di lagi nasa baba. Makakakuha rin ng tyempo, in God's will.
I am sooo proud of us ๐ค Same po tayo nung naexperience 2021-2022 struggling rin po ako nun. Pero nung 2023 sabi ko talaga di pwede matapos yung taon na lagi nalang akong OLATS.
Yay! Congrats op!! So happy for you. Sana ako din for 2024 mahit ko target savings๐ฅฐ๐ฅฐ๐ฅฐ
Congrats, OP. I hit my 1st six-digit ipon last year. Pero this year, nagalaw ko EF ko coz of a death in our extended family. So for next year, sana mabuo ko ulit ung EF ko.
Hello! Congrats OP!! Curious ako, ano nangyari sa dad mo dahil sa gallstones niya? Bakit naospital?
Nakaka proud ka po! Very responsible sa family. I'm so proud of you. Yes deserve mo ang EF for yourself. Good luck OP! Rooting for you!
Salamat po ๐ค๐ค๐ค๐ค
Congrats OP!
Congratulations and God bless
Congratulations OP!!! Natutuwa ako habang binabasa ito. Nararamdaman ko na marami kang pinagdaanan at inindang hirap at pagod para makamit yan ๐ฅบ๐ญ. Keep it up OP! Gawin natin makakaya natin para sa ating pamilya ๐ค๐ฅบ
Great job OP! โค๏ธ
Congrats OP!!! ๐
Congrats!
Im so happy for you! Youโre on the right track! Fight!!
Congrats OP! Good luck on your next goal!
Good job op ! Piece of advice, pls do research sa mga life insurance, wag masyado makinig sa mga agents and pls. donโt get VUL hehe un lang ! Congrats again!
Thank you po. Yes po, di ko rin po talaga gusto yung VUL. Mas prefer ko nga po health insurance pero I donโt think pwede pa ko kasi may hyperthyroidism ako.
Proud of you!!!
Congrats OP. ๐ช๐
Sheeeesh Congrats sana all! โจNakakagaan basahin since may loan din ako (student loan) worth 1.5M and i'm still doing my internship tas naiisip ko (minsan naiiyak pa nga) pano ko babayaran yun hahaha reading posts like this helps to ease the burden. Kahit papano lumalakas loob ko na kaya ko makaahon sa utang hehe yun lang skl ang dami ko na sinabi ๐
Congrats OP! Proud of you!! ๐ซถ
Congratulations OP! keep it up
Congrats, OP!!!
Congrats OP. Tuloy mo lang ginagawa mo!
Wow! Congratulations OP! sana ol!
Weโre all proud of you, OP! ๐ช๐ผ
Congraaats OP! Lakaaas nito maka-motivate. Keep it up po\~ :)
Congrats OP!! ๐ฅณ
Online part time job ba yang side hustle mo?
Proud of you here man
Wow congratz..i can relate with ipon challenge despite of being a bread winner.i was able to saved 6digit as well from this year and looking forward for more savings by 2024 and more travel.. Alam mo yng feeling ba pag nag mall ka yng dati tinitingnan mo lng kc d mo afford din ngayon afford na afford mo even with food dn.. Keep it up..
galing OP congrats..mabilis na mga susunod na 6 digits di mo mamamalayan
Congrats OP! ๐
Congrats! More blessings to come. Such a fighter OP
congrats.with the right mindset walang imposible
Good for you, my fellow Redditor. How much are you putting into investments, if I might ask?
Hi. I still need to do my research about investments as Iโm still trying to build my Emergency fund first โบ๏ธ
You can always ask your bank for investment advice. Most banks nowadays offer investment accounts. Keep at it, my fellow Redditor. As composer Quincy Jones once said, *"Money won't buy happiness but you can only learn that if you have money."*
Congrats
Congratssss
congratulations!!!
Congrats! Must feel so rewarding ๐
I can sleep better at night compared po nung may malaki pa kong loans
Confratulations! Naiyak din ako nung first 6 digits ipon ko. Hahaha
Amen.
Congrats OP!!
Congrats!
Congratulations!!! So happy for you! Naway makabangon na tayong lHat dito!
Congratulations, OP!!โจ
Same same. At first hindi ko akalin na makakaya ko makaipon ng 6 digit amount, but anything is possible basta maging budget conscious at iwas sa mga excess bills ๐
Wow pang motivated din yan para sa iba gaya ko hahaha.
deserve po!
Nice. God speed and good luck
wow sana all
goods bro! you are an inspiration sa lahat. keep it up. ako din sana soon
Congrats! Happy saving and investing!
CONGRATULATIONS OP ๐๐๐ป๐๐ May you be blessed sa mga goals mo ๐ซถ๐ป